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Do points in another state matter?
I got a speeding ticket that had points attached to it. I recently moved to another state. Will the points impact my car insurance here?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you’ve got a bit of a lead foot, your need for speed can definitely have an impact on your insurance rates.
Tickets and violations are connected to your MVR, or motor vehicle record. Regardless of where you live, every car insurance company pulls your MVR. This, in part, helps them determine your rate. Even if it’s in another state, any points on your license could show up and impact your rate.
The points associated with your speeding ticket can impact your
car insurance
in a negative way.You’ll likely pay more for insurance than someone with a clean driving record
.While it depends on the state, it typically takes three to five years for points and violations to fall off your record. Because of this, your rate could be higher until the points fall off your record.
Since your rate will likely be higher, shop around for car insurance. Every state has different insurance requirements and every insurance company offers different rates. By comparison shopping with an insurance broker like
Jerry
, you’ll be able to find the best rate, even with points on your license.”View full answer
- Gregory R.
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