Do points in another state matter?

I got a speeding ticket that had points attached to it. I recently moved to another state. Will the points impact my car insurance here?

“If you’ve got a bit of a lead foot, your need for speed can definitely have an impact on your insurance rates.
Tickets and violations are connected to your MVR, or motor vehicle record. Regardless of where you live, every car insurance company pulls your MVR. This, in part, helps them determine your rate. Even if it’s in another state, any points on your license could show up and impact your rate.
The points associated with your speeding ticket can impact your car insurance in a negative way.You’ll likely pay more for insurance than someone with a clean driving record.
While it depends on the state, it typically takes three to five years for points and violations to fall off your record. Because of this, your rate could be higher until the points fall off your record.
Since your rate will likely be higher, shop around for car insurance. Every state has different insurance requirements and every insurance company offers different rates. By comparison shopping with an insurance broker like Jerry, you’ll be able to find the best rate, even with points on your license.”
Emily Maracle
Answered on Oct 08, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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