Can you get homeowners insurance if you have a skate ramp in your backyard?
I want to build a skate ramp in my backyard, but I'm worried about the implications with home insurance. Can I still get homeowners insurance with a skate ramp in the backyard?
Reviewed by Shannon Martin, Licensed Insurance Agent.
You’ll probably be able to get homeowners insurance if you have a skate ramp in your backyard, but you may have to pay more.
If you get a skate ramp in your backyard, be prepared to pay more money on your home insurance. It’s a good idea to check with your insurance company before building the skate ramp, as it may fall under an “attractive nuisance” (like pools and trampolines). You’ll likely be required to carry additional liability insurance. You may be able to offset some of these costs by bundling your
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.