Services
Insurance
Loans
Repairs
Advice
About

Can someone file an insurance claim without proof?

"My neighbor thinks my brother hit her car. He definitely didn't and there's no damage on our vehicle whatsoever. She said that she's going to submit a claim to our insurance.

Can she do that?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“To submit a claim to your
car insurance
, your neighbor would need your insurance information. If you don’t disclose the information to her, there’s not much she can do.
If she chooses to report it to her insurance company and they find your insurance information, the claim would still need to go through an investigation. Her insurance would not only be investigating the claim, but yours would as well.
If she’s unable to show proof that an accident occurred or it was your brother who hit her car, your insurance would deny the claim. She’d then be required to submit a claim to her own insurance for the damage.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings