Can my brother and I get in trouble for lying to our car insurance company?

"I rear-ended someone, but the other driver didn't want to call the police. We didn't exchange numbers or information.

Days later, my brother wants to file a claim, saying that the damage to our car happened while it was parked. How much trouble could we face for this?"

Answer provided by
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Emily Richey
Answered on May 31, 2021
“Lying to your insurance company is technically a form of insurance fraud, and you can get into big trouble for this.
If your insurance company finds out that you and your brother filed a false claim, they will terminate your policy immediately. If you’re able to find another insurance carrier in the future, your premiums will be much higher.
And that’s the best-case scenario. The insurance company could also file a police report, and you and your brother could end up with a criminal record and jail time. “
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