“It’s completely understandable that you want to use the claim damage for something else. Unfortunately, you need to use the claim payout to fix the repairs.
The purpose of insurance is to not benefit financially from a transaction. If you submit a claim and use the money for your own benefit, you are deceiving the insurance company. They could view this as fraud and choose to cancel your policy as well as report you to the state. You also risk not having future damage covered. If the unfixed damage causes more damage, your insurance company will deny future claims.