Services
Insurance
Loans
Repairs
Advice
About

Can I negotiate the cost of my car insurance premium?

My car insurance company informed me that my premium would increase if I chose to renew my coverage with them. I haven’t had any accidents recently and feel this isn’t fair. Can I negotiate the price of my premium?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, you cannot negotiate the price of your car insurance premium,, but there are still plenty of ways to save!
The best way to save money on your car insurance is to compare rates between many carriers. Consider using a app like
Jerry
to compare quotes from up to 50+ car insurance companies. The quotes are ready in minutes and Jerry’s agents are happy to answer any car insurance questions you may have. The average Jerry driver saves $879 a year on car insurance!
Here are some other ways to save money on your car insurance:
  • Ask your insurer if you are eligible for any additional discounts
  • Make sure you are only paying for the
    types of insurance
    you need
  • Increase your deductibles
  • Complete a driving training course
  • Bundle your home and auto insurance
    or purchase other insurance through the same company
Having your renewal increase for no reason is incredibly frustrating; I hope this helps!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings