Can I negotiate the cost of my car insurance premium?

My car insurance company informed me that my premium would increase if I chose to renew my coverage with them. I haven’t had any accidents recently and feel this isn’t fair. Can I negotiate the price of my premium?

Unfortunately, you cannot negotiate the price of your car insurance premium,, but there are still plenty of ways to save!
The best way to save money on your car insurance is to compare rates between many carriers. Consider using a app like Jerry to compare quotes from up to 50+ car insurance companies. The quotes are ready in minutes and Jerry’s agents are happy to answer any car insurance questions you may have. The average Jerry driver saves $879 a year on car insurance!
Here are some other ways to save money on your car insurance:
  • Ask your insurer if you are eligible for any additional discounts
  • Make sure you are only paying for the types of insurance you need
  • Increase your deductibles
  • Complete a driving training course
  • Bundle your home and auto insurance or purchase other insurance through the same company
Having your renewal increase for no reason is incredibly frustrating; I hope this helps!
Jack Walsh
Answered on Oct 22, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free