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Can I change auto insurance companies after a claim so I don't have to pay higher premiums?
I have Progressive and I recently submitted a claim after an at-fault accident. Can I switch companies to avoid a rate increase?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While you can always shop around for better rates on
car insurance
, you can’t avoid having a claim on your record. When you apply with a new company, they will ask for your claims history and review your
driving record
. Even if you don’t disclose an accident, they can access up to seven years of claims history through a shared database called the Comprehensive Loss Underwriting Exchange (CLUE). Although you have an accident, it doesn’t mean you can’t find an affordable rate. To avoid a potential increase, use the
Jerry
app to compare rates across top providers. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and delivers the best deals to your phone in minutes.”View full answer
- Gregory R.
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