Services
Insurance
Loans
Repairs
Advice
About

Can a landlord require renters insurance?

I’m currently looking into some apartments in my area. I’ve noticed a couple landlords say on their listing that tenants must have insurance—is this allowed? Could a landlord require renters insurance?

avatar
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sure you weren’t expecting to see insurance brought up when searching for an apartment. But yes,landlords are allowed to require renters insurance in a lease.
Landlords often require renters insurance to avoid liability for any damages or injuries that may occur in your apartment. Personal property and
liability coverage
are included in a standard renters insurance policy.
Personal property will cover your belongings in the event something is damaged by a
covered peril
. Liability will cover you if anyone is injured in your apartment.
Even if your landlord doesn’t ask for it, it’s a smart idea to purchase renters insurance. It’s typically fairly inexpensive and a great way to ensure you and your belongings are safe. The easiest and most effective way to find a renters policy is with
Jerry
app.
The Jerry app can collect quotes from top insurance companies, like Berkshire, State Auto, Safeco, and Travelers, in seconds. Have a question about your coverage? Jerry’s friendly agents are here to answer your questions and provide advice on the best coverage options.
Good luck apartment hunting!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings