I’m currently looking into some apartments in my area. I’ve noticed a couple landlords say on their listing that tenants must have insurance—is this allowed? Could a landlord require renters insurance?
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sure you weren’t expecting to see insurance brought up when searching for an apartment. But yes,landlords are allowed to require renters insurance in a lease.
Landlords often require renters insurance to avoid liability for any damages or injuries that may occur in your apartment. Personal property and
. Liability will cover you if anyone is injured in your apartment.
Even if your landlord doesn’t ask for it, it’s a smart idea to purchase renters insurance. It’s typically fairly inexpensive and a great way to ensure you and your belongings are safe. The easiest and most effective way to find a renters policy is with
The Jerry app can collect quotes from top insurance companies, like Berkshire, State Auto, Safeco, and Travelers, in seconds. Have a question about your coverage? Jerry’s friendly agents are here to answer your questions and provide advice on the best coverage options.
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