Despite the increase in anti-theft technology,
car theftremains a common and costly problem across North America.
Minnesotain particular is feeling that frustration. Officials are labelling the spike in stolen vehicles there as the most brazen they’ve seen in 20 years.
Coordinated chain of car theft strikes Minnesota’s Twin Cities
CBSreported on the trend of car thefts and robberies in Minnesota recently. More than 19 cars have been stolen in just the past month!
The main problem is that these auto thefts are coordinated. It’s not one lone culprit sneaking around on the streets, desperate to find one car that looks worth it to steal.
This wave of crime is quick and quiet, but the thieves aren’t afraid to fight if anyone walks in onto the scene.
M.O. includes burglary on top of auto theft
The Plymouth Police Department revealed that the thieves seem to work in groups.
They have a penchant for going inside homes and stealing keys, wallets, or purses right off of the counter. At times, they will use the stolen cars to commit other crimes before ditching them.
Officials warn residents of Plymouth, Wayzata, Minnetonka, and Orono to stay extra vigilant and cautious.
It’s hard to say there’s any foolproof security system or method out there that can prevent theft or burglary. Where there’s law, there will likely always be someone who will try to break it.
At the very least, there are ways to lower the chances of your car being stolen.
Best vehicle anti-theft methods
Thieves tend to value efficiency. If your car is too difficult or risky to steal, it’s less likely for them to attempt it.
We highly recommend you implement one or more (or all!) of the following, especially if you live in a high theft area. That way, even if your car does get stolen, there’s a better chance of recovering it or catching the perpetrators.
- Steering wheel locks
- Brake and tire locks
- Car alarm systems
- A GPS tracking device
As you can see, it’s very important to keep your car door locked and your keys somewhere safe. Especially since there are also
key fob hackersthat can "hack" into your car these days!
Can insurance help with auto theft?
The short answer is: it depends.
The more useful answer is: do you have comprehensive insurance?
Liability and collision insurance won’t cover car theft. However, if you have comprehensive insurance, you can probably file a claim if your car gets stolen.
Time is of the essence if your car is stolen
It’s really important to report any stolen car ASAP so that your insurance will cover your loss. You should also file a police report so that you won’t be liable for any accidents, injuries, or crimes that happen while your vehicle is stolen.
To help maximize your chances of getting the car back, be ready to give the following information to officials:
- Your license plate number
- The make, model, and year of the vehicle
- The vehicle color
- Any distinct features
- The vehicle identification number (VIN)
- Whether your car has a GPS device
- Details about how/when it was stolen
Best comprehensive insurance in case of car theft
We know how terrible car theft feels. At the end of the day, insurance is one of the best ways to protect yourself from the unexpected and unwanted.
If you’re worried about whether the car insurance you have is optimal,
Jerrycan help you save time, money, and find the best coverage. That way, you at least don’t have to worry about financial losses if your car is ever stolen.
The average user saves $879 a year, which is pretty sweet because Jerry is completely free to use!