Selling a Car in Minnesota

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If you’re selling a car in Minnesota, you’ll need to complete a title transfer at your local motor vehicle office and/or complete a bill of sale. In some cases, you may also need to file a Report of Sale with the state.
Selling a car in a private transaction doesn’t need to be overwhelming. Every state has slightly different procedures for this process. You must follow your local statutes so you’re not responsible for problems that occur with the vehicle after the sale.
Fortunately, the car insurance super app Jerry can tell you everything you need to know about selling a car in Minnesota. 

What you need to sell a car in Minnesota

The first step to selling your car privately in Minnesota is to gather your paperwork. This includes:
  • Minnesota Certificate of Title (or, if you don’t have one, a duplicate title form)
  • Current registration
  • Your signature
  • Lien release card OR notarized lien release
  • Signature of the buyer
  • Bill of sale
  • Odometer disclosure if the vehicle is less than 10 years old
  • Damage disclosure if the vehicle is less than 6 years old

Pre-sale inspection

Minnesota law does not require a pre-sale inspection.
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Signing the title over

The simplest way to sell a car is through a title transfer. In Minnesota, this must be done at the local motor vehicle office (DMV). The buyer and seller must go to the DMV together and provide the following information:
  • Vehicle identification number
  • Selling price
  • Seller name, address, and signature
  • Buyer name, address, and signature 
In some cases, you will need to provide additional documentation. These could include:
  • Odometer Disclosure for vehicles under 10 years old
  • Damage Disclosure for vehicles under 6 years old
  • Lien release card OR a notarized lien release

Documenting the sale

A bill of sale is legal proof that a buyer and seller executed the sale of a car, and the form must be notarized in Minnesota. This form documents the change of ownership and contains the information needed for the vehicle registration, including:
  • Vehicle identification number
  • Make, model, and year
  • License plate number
  • Selling price
  • Seller name, address, and signature
  • Buyer name, address, and signature
The bill of sale is recommended but not required after a transfer of title. 

Reporting the sale

As the seller, you’ll need to report the vehicle ownership transfer to your local Minnesota DMV if the car was:
  • Donated
  • Privately sold
  • Junked or totaled
Report the sale within 10 days either in person, through the mail, or online. Keep in mind, however, that the new owner must still complete the transfer and registration to finalize the sale.  
You do not need to report the sale if you were the buyer or if it was sold to a dealership.

Finding affordable car insurance 

Once you’ve successfully sold your car, it’s time to make sure you have the right car insurance for your current vehicle.
Jerry can quickly find quotes from 50+ name-brand auto insurance carriers. When you find the right policy, Jerry will help with all the paperwork. On average, Jerry users save $879 a year!
 “I thought my previous insurance rate was the best I could get since I have a luxury SUV. After Jerry found me quotes, I ended up paying only $80 a month for the same exact coverage. I’ll be shopping for auto insurance through Jerry from now on!” —Petra S.
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FAQs

You can find out how much your car is worth by entering basic vehicle information at Edmunds and Kelley Blue Book. Based on the make, model, year, mileage, and condition, they can quickly tell you the fair market value of your car.

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