It's Still Possible to Save Thousands on Car Insurance After a Reckless Driving Ticket

Lisa Steuer McArdle
· 3 min read
Reckless driving puts your safety, and the safety of other drivers, at risk. It could also have financial consequences—after receiving a reckless driving ticket, insurers will probably classify you as a high-risk driver, and your
car insurance
rates will increase.
Still, you shouldn’t always be judged on what you’ve done in your past, especially if it is your first offense and you have learned from your actions. If you have had a reckless driver violation, compare insurance quotes with
. You might be surprised that it’s still possible to find an affordable car insurance premium.
Reckless driving tickets are expensive and can drastically increase your insurance rates | Twenty20

Reckless driving explained

There are many different ways to get slammed with a reckless driving violation. It’s a very broad definition that basically describes any dangerous behavior by a driver that could also threaten the safety of others on the road.
But some of the most common reasons people get a reckless driving ticket include speeding, not using a turn signal, not yielding to the right of way, running stop signs, tailgating, and drunk driving.
Distracted driving is another big one, as today, people are more likely than ever to use a handheld device while driving.
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What are the repercussions of reckless driving?

Reckless driving violations usually result in a heavy fine, and could even be followed by prison time, depending on the circumstances. First-time offenders most likely don’t have to worry about losing their license, but depending on the state, your license could be suspended or revoked if you have several reckless driving violations.
Also, if you are convicted of reckless driving, you will be classified as a high-risk driver by car insurance companies, because the provider can see you as a liability. A reckless driving traffic violation can remain on your driving record for three years, and your auto insurance rates will most likely increase for up to five years.
According to Jerry’s own data, the average "reckless driver" pays $4,336 a year for car insurance, which is a lot when you compare it to the national average of someone with a clean record—which is $2,356.

Save on car insurance with Jerry

It’s hard to put a positive spin on a reckless driving ticket, but there is hope. High-risk drivers can still save a substantial amount by using
to compare car insurance rates.
After using Jerry, those deemed "reckless drivers" had an average annual premium of $3,120—this represents a saving of $1,216 per year when compared to high-risk drivers who don’t use the service.
Jerry’s free app compares quotes from over 40 different insurance companies for you in under a minute, so you can easily compare different prices and policies.

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