fraud is a very serious crime, and if you get caught, the consequences can be devastating. This is the reality facing a Pennsylvania woman who has just been given a jail sentence for lying to her car insurance company.
Find out what she did, how long she will be behind bars, and how insurance fraud hurts us all.
, Shaminga L. Davis from Morrisville, PA, pleaded guilty in January to fraud and theft by deception.
Davis was under investigation for eight separate claims made between 2016 and 2018. The District Attorney’s Office found she had filed one claim through a
Not only were the claims fraudulent, but on more than one occasion, Davis was paid twice for the same claim, after falsely telling her insurer she never received the first payment. In total, her lies defrauded the two insurance companies out of $40,000.
Judge Theodore C. Fritsch sentenced her to four to 23 months in county jail, and has ordered her to undergo probation for five years.
While big insurance companies might elicit little sympathy from drivers, they are not the only ones who suffer from car insurance fraud.
Insurers try to recuperate the money they are losing to fraudulent claims by hiking their prices, so even law-abiding drivers are punished. Insurance fraud is one of the main reasons American drivers pay so much for coverage.
If you live in a neighbourhood with high insurance fraud, and that includes almost every city in the U.S., you’re paying for it through your insurance premiums.
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