Combining agile performance and untouchable luxury, the new Volvo xc90 is all the SUV you’ll ever need. But if you want even more out of this Swedish powerhouse, look no further than the custom upgrades—from hybrid engines to power-massaging front seats.

Personalizing your

Volvo

can be a difficult undertaking. We're here to get you started. Welcome to our guide for building a custom Volvo xc90.

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How to reduce Volvo xc90 car insurance costs

2022 Volvo xc90 customization options

The xc90 might have been Volvo’s first car to use their Scalable Platform Architecture—but unique construction isn't the only reason the SUV stands out from the pack. Dozens of trim options, performance upgrades, and luxury packages make the Volvo xc90 one of the most customizable vehicles out there.

Trim options include the

T5 Momentum

, T5 R-Design, T6 Momentum, T6 R-Design, and

T6 Inscription

. The base model, T5 Momentum, will run you back $49,000. Lower-level trims feature a 2.0L Turbo Inline-4 engine, an 8-speed Automatic, and optional AWD—as well as expected features like dual tailpipes and the classic “Thor’s hammer” daytime lights.

Higher trim levels include a 2.0L Twin Charged Inline-4 engine, exclusive AWD, and bespoke add-ons—like the R-Design’s blacked-out grille or the Momentum’s 19-inch alloy wheels.

The most luxurious trim is the T6 inscription, starting at $63,600. This model bolsters the xc90 with passenger seat memory, ventilated Nappa leather, and a Harmon-Kardon sound system (also available in the R-Design).

Truly, the most significant jump in performance is the T6 Momentum’s twin-charged engine, which provides a sprint time of 6.1 seconds. The

towing capacity for the xc90

is similar across all models—between 4,000 and 5,000 lbs depending on the drivetrain.

Volvo xc90 optional packages

Customization doesn’t end with trim levels, though. The Volvo xc90 has plenty of options to boost your performance and comfort via additional packages. Here are the packages available for xc90 drivers:

Package	Cost	Features	Which trims is it available on?
Climate	$750	Headlight high-pressure cleaning, a heated steering wheel, heated front seats	All trims
Protection Premier	$770	Rubber floor mats, wheel locks, a polishing cloth, plastic luggage mat, stainless steel bumper cover, a first aid kit	All trims
Polestar Performance	$1,715	Polestar Engineered Optimisation Powertrain Software	All trims
Advanced	$1,850	Graphical head-up display, 360-surround view camera, air quality with advanced air cleaner, interior high-level illumination	All trims
Lounge	$1,700	Front seats backrest massage, nubuck headliner	Inscription only

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For a truly premium driving experience, Inscription drivers can purchase a 4-corner air suspension system for $1,800. This option comes with five different settings—Comfort, Eco, Dynamic, Off-Road, and Individual—and even automatically lowers your air suspension (at high speeds) to reduce drag.

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Cheap and easy car mods

How to customize your xc90 to save money

It’s difficult to find add-ons or packages that won’t raise the price of your vehicle. A fully customized xc90 can cost over $30,000 more than the base Momentum.

Upgrades won’t just affect the asking price. If you rack up premium additions, expect to pay more on car insurance. Here are some upgrades that can lower your cost:

Advanced Package: At $1,850, the advanced package might not seem very advantageous for thrifty shopping. But updated safety features like Pilot Assist and a 360-degree camera can help you

get car insurance discounts

depending on the provider.

Going Polestar: The Polestar package is a software update that will improve your transmission, saving you gas depending on how you drive.

7-Seat: Additional seating is a simple way to reduce your cost. 7-seat is the standard configuration for the xc90. If you want 6, you’ll need to pay an extra $500.

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The best Volvo xc90 mods

Volvo offers a healthy assortment of add-ons for your new xc90, but consider custom mods if you’re looking for endless options. Use the following

vehicle modifications

to make your Volvo xc90 pop.

Tint

There's nothing more ubiquitous for the modding community than tint—an aftermarket upgrade affecting how much light you can pass through your window. A well-executed tint job could pair well with the R-Design’s blacked-out grille. Each state has different window tint laws, so be sure to brush up on the basics before visiting a shop.

MORE: How to tint car windows

Suspension

If you’re not interested in shelling out $1,800 for the 4-corner Air Suspension Package (exclusive to the Inscription trim), consider tweaking what you already have. Modding your xc90 with a Lift Kit can increase off-road performance and create room for custom wheels—if that’s your thing.

Engine

Mods become more expensive—and impactful—once you start messing with the engine. Many recommend blistering your xc90 with a cold air intake to boost that “supercharger whine.” A throttle module can make for a smoother driving experience—if you’re against Volvo’s Polestar tuning.

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Illegal car modifications to avoid

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How to find affordable insurance for your Volvo xc90

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