How To Build a Custom Ford F150

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Choose from eight trim levels and a plethora of optional upgrades to build your dream custom Ford F150.
The Ford F150—a perennial best seller—is often one of the first options that comes to mind when people think of pickup trucks. Drivers love it for its versatility, power, and durability. Whether you’re looking for a work truck, a vehicle to venture into the wilderness with, or something a little more luxury, the F150 has the right customization options for you. 
But with so many trim levels, optional upgrades, and aftermarket mods, building a custom pickup truck can get quite confusing. To help you understand your options, car insurance comparison super app Jerry has compiled this handy guide for creating a custom Ford F150. 
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2022 Ford F150 customization options

The Ford F150 is a full-size pickup truck that carries the distinction of being one of the most popular motor vehicles of all time. Its fame is likely due, in part, to its versatility—buyers can choose from multiple engines, body styles, bed lengths, and more, to ensure your F150 will perfectly suit your needs.
The 2022 F150 comes in a whopping eight trim levels: XL, XLT, Lariat, Tremor, King Ranch, Platinum, Raptor, and Limited. The XL starts at $29,900 and is the ideal work truck, while higher trim levels offer unique styling and premium upgrades. The Limited offers a luxurious experience at a starting MSRP of $74,335, while the Tremor and Raptor are built with off-road trails in mind. 
Several engine options are available—a 290-hp 3.3-liter V6; a 400-hp 5.0-liter V8; a 325-hp twin-turbocharged 2.7-liter V6; a 400-hp twin-turbocharged 3.5-liter V6; and a 250-hp 3.0-liter diesel V6. Your truck’s engine will depend on the trim level you choose, but the Ford F150 always comes paired with a 10-speed automatic
The Ford F150 is also available with a new 400-hp hybrid powertrain, which consists of a 3.5-liter twin-turbo V-6, a 35 kW electric motor, and a 10-speed automatic transmission.
Buyers can also choose between standard rear-end drive or four-wheel drive with any of the F150’s available trim levels. Adding 4WD to the base XL will cost an additional $4,645, while adding it to any of the higher trim levels will cost $3,425. 

Ford F150 optional packages

In addition to selecting the right trim level for you, you’ll also have the option to add on a few additional customization packages, depending on the trim level you select. These will include a variety of upgrades. Take a look at your options:
PackageNotable featuresWhich trims is it available on?
STX20-inch machined aluminum wheels with flash gray-painted pockets; body-colored bumpers, front fascia, and grille; halogen fog lamps; privacy glassXL
Chrome17-inch silver-painted aluminum wheels; black mirror caps; chrome bumpers; halogen fog lampsXL, Lariat, Ranch
Sports18-inch 6-spoke machined aluminum wheels with magnetic-painted pockets; accent-colored angular step bars; chrome exhaust tip; SPORT box-side decal; unique interior finishXLT, Lariat
Special Edition20-inch unique premium dark tarnished-painted aluminum wheels; body-colored grille surround and nostrils with black mesh insert; fender and tailgate with red accent badging; unique single-tip exhaust; special edition cloth seating with red contrast stitchingXLT
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You can also customize your F150 with individual add ons, such as an upgraded tonneau box cover, specialized bed liners, a 360-degree camera, or a remote start system and tailgate release, just to name a few.

How to customize your F150 to save money

In general, you can expect customizations to raise the overall price of your pickup truck
For example, while the standard entry-level F150 starts at just $29,900, the highest trim level available starts at $77,165. Custom packages and individual add ons can cost just a few hundred dollars more, or add several thousand dollars to your final ticket price.
But you won’t just pay more at the dealership—you’ll also drive up your insurance rates. This is because cars with more advanced, custom features tend to be more expensive to repair. 
Fortunately, there are a few custom options that actually save you money! Here are the details:
  • Tires—Each F150 comes with a variety of options in terms of wheel size and tire type. While you may be inclined to choose your wheels based entirely on aesthetics, remember that certain wheel sizes and tire types will actually increase your fuel efficiency and help you save on gas.
  • Cold air intake—Adding a cold air intake helps make your engine more efficient, netting you more power and better fuel economy.
  • Suspension—If you’re planning on using your F150 as a work truck, you’ll probably need some sort of suspension upgrade. Fortunately, this increases your vehicle's stability, strength, and smoothness, thus improving fuel economy.

The best Ford F150 mods

Ford offers so many trim levels and customization options for the 2022 F150 that the possibilities are endless. However, you may also want to consider upgrading your F150 on your own with custom mods. Here’s what lots of F150 owners love to add aftermarket:

Tires

You’ll be able to pick from a variety of wheel sizes at the dealership, but adding custom tires after the fact might be a great idea. The tires you choose will depend greatly on what you use your vehicle for. If you live in a snowy area, winter tires are a safe option. If you plan to go off-road with your truck, all-terrain tires may be right for you. 

LED Installation

LED headlights are safer than standard halogen lights for two major reasons: 1) the provide increased visibility, and 2) they don’t produce a glare and thus aren’t nearly as blinding to other drivers.

Custom paint jobs

The 2022 Ford F150 comes in a range of neutral paint colors, including two shades of blue, four shades of silver/gray, two shades of white, and one shade of black. The only bright color available is Rapid Red. If you want a more exciting, custom color, painting your Ford is a relatively easy upgrade. You can also custom paint your trim, interior, and more. 

How to find affordable insurance for your Ford F150

One you have your dream custom pickup truck parked in your driveway, it’s essential to find a car insurance plan that’s as reliable as the Ford F150. 
Jerry is the easiest and most effective way to find a car insurance policy that is customized for you.
After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They can even help cancel your old policy! So why do all that extra work when Jerry can do it better?
 “My policy covers two people and four cars: a truck, SUV, convertible, and muscle car. Jerry helped me go from paying $308 a month to $125 a month with the same coverage. I’m loving the savings.” —Jocelyn A.
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