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Cheapest Toyota Corolla Cross XLE Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Toyota Corolla Cross XLE
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Toyota Corolla Cross XLE car insurance cost? 

On average, Toyota Corolla Cross XLE drivers spend $44 each month on state minimum car insurance, and $189 per month on full coverage insurance. Compared to other Toyota Corolla models, the Toyota Corolla Cross XLE is -- expensive to insure. 
Many factors play a role in determining your Toyota Corolla Cross XLE car insurance costs, from your age and address to your driving record, insurance history, and coverage levels. The vehicle you own is just one piece of the calculations that insurance companies run when generating a quote. 

Compare the cheapest Toyota Corolla Cross XLE car insurance quotes

This may feel complicated, but it doesn’t have to be. As a trusted insurance broker and free quote comparison tool, Jerry is an essential resource for Toyota Corolla Cross XLE owners.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
November 11, 2024
Progressive
$118
• 100,000/300,000 Liability
• Comp / Collision
November 2, 2024
Progressive
$470
• 50,000/100,000 Liability
• Comp / Collision
October 29, 2024
Bristol West
$283
• State Minimum Liability
• Comp / Collision
October 26, 2024
AAA
$243
• State Minimum Liability
October 25, 2024
Safeco
$143
• 250,000/500,000 Liability
• Comp / Collision
coverageLast Updated Nov 11, 2024
It’s important to remember that auto insurance rates can vary significantly, even for the same car model and trim. For instance, driver age has a major impact on rates: an 18-year-old driver will pay a much higher premium for a t Toyota Corolla Cross XLE insurance policy than a 30-year-old driver. 
While
average rates
are helpful, shopping for
personalized quotes
is the best way to find out how much you can expect to pay for t Toyota Corolla Cross XLE car insurance.

The best car insurance companies for Toyota Corolla Cross XLE owners

There is no best car insurance company for all Toyota Corolla Cross XLE owners. That’s because car insurance quotes are based on factors unique to you—your age, your address, your driving history, your deductibles, and more. 
The cheapest insurance company for one Toyota Corolla Cross XLE driver might give higher quotes to another person—even though they’re insuring the exact same model and trim.  
Besides price, you also need to consider other factors such as claim handling and customer service. 
To help drivers better compare different
car insurance companies
, Jerry’s conducted the largest insurance shopping survey in the nation to learn about drivers’ satisfaction with the prices, customer service, claims handling, and overall experience of different auto insurance companies.
 The table below shows how Toyota Corolla Cross XLE drivers rate different companies.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Toyota Corolla Cross XLE insurance cost?

From our experience helping lots of Toyota Corolla Cross XLE drivers lower their car insurance rates, we found that the average cost of minimum liability coverage is $44 per month or $528 per year. 
The average cost for full coverage insurance is $189 per month or $2,268 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$44
$528
Full coverage
$189
$2,268

How much car insurance do you need for a Toyota Corolla Cross XLE?

Minimum coverage insurance
is the minimum amount of coverage legally required in your state, which typically includes basic liability insurance. 
Full coverage insurance
, on the other hand, provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.

How do Toyota Corolla Cross XLE insurance quotes compare to other Toyota Corolla car insurance rates?

Check out the table below to see the average cost of auto insurance for some other popular Toyota Corolla trims.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$44
$189
Corolla Matrix XRS
$78
$159
Corolla VE
$85
$121
Corolla Matrix XR
$88
$118
$90
$199
Corolla IM
$92
$190
Corolla XSE
$92
$206
Corolla Base
$93
$168
Corolla L
$93
$180
Corolla CE
$96
$152
Corolla Matrix
$99
$134
Corolla Corolla
$100
$198
Corolla LE
$106
$209
Corolla Matrix S
$107
$181
Corolla SE
$108
$198
Corolla ECO
$120
$182
Corolla Cross LE
$129
$198
Lower my car insurance too!

Toyota Corolla Cross XLE insurance cost by model year

Your Toyota Corolla Cross XLE insurance costs depend in part on when your vehicle was manufactured—i.e., the model year.
Newer models tend to be more expensive to insure, thanks to a higher cash value and hard-to-replace tech. If you drive an older Toyota Corolla Cross XLE model, you’ll likely pay a lower rate.

2023 Toyota Corolla Cross XLE car insurance quotes

Unfortunately, newer cars can tend come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Toyota Corolla:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$90
• State Minimum Liability
• Comp / Collision
Allstate
$148
• 250,000/500,000 Liability
• Comp / Collision
AAA
$243
• State Minimum Liability
Bristol West
$283
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 9, 2024

2022 Toyota Corolla Cross XLE car insurance quotes

It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Toyota Corolla Cross XLE drivers below:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$470
• 50,000/100,000 Liability
• Comp / Collision
Progressive
$118
• 100,000/300,000 Liability
• Comp / Collision
Bristol West
$228
• State Minimum Liability
• Comp / Collision
National General
$93
• 30,000/60,000 Liability
Dairyland
$235
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 11, 2024

Are Toyota Corolla Cross XLEs expensive to insure? 

Compared to the national average for other models from a similar price range, it is -- expensive to insure a Toyota Corolla Cross XLE.
Check out some similar cars for comparison:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$35
$117
Toyota Tercel
$42
$66
Toyota Land
$61
$151
$81
$87
Toyota GR86
$82
$198
$82
$134
Toyota T100
$85
$178
$87
$130
$87
$200
Toyota Tacoma
$87
$139
$88
$262
$91
$160
Toyota Sequoia
$91
$161
Toyota Yaris
$92
$159
Toyota C-HR
$97
$172
Toyota Venza
$98
$168
Toyota Avalon
$99
$188
$100
$198
Toyota FJ
$103
$150
$106
$156
Toyota 4Runner
$109
$149
Toyota Celica
$110
$218
Toyota Echo
$113
$187
Toyota Scion
$119
$207
$129
$140
$138
$199
When determining insurance premiums, insurance providers take many factors into consideration. MSRP, trim level, model year, theft rates, and the cost of repairs are some of the many factors that can influence how much your insurance costs. 
Insurance companies also look at your car’s safety. Below are safety ratings of Toyota Corolla Cross XLE from the Insurance Institute for Highway Safety (IIHS).
Rating TypeRating
Seat belt reminders
Marginal
Headlights
Good
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Moderate overlap front: updated test
Acceptable
Side: original test
Good
Side: updated test
Acceptable
Roof strength
Good
Head restraints & seats
Good
Front crash prevention: vehicle-to-pedestrian (day)
Superior
Front crash prevention: vehicle-to-pedestrian (night)
Superior
LATCH ease of use
Good

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

avatar
R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.