4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars4.7/5 app rating | Trusted by 5M+ driversState | Percentage of Drivers Without Insurance |
|---|---|
National Average | 12.60% |
Alabama | 19.60% |
Alaska | 13.20% |
Arizona | 10.60% |
Arkansas | 15.90% |
California | 14.70% |
Colorado | 16.20% |
Connecticut | 8.00% |
Delaware | 11.50% |
D.C. | 11.90% |
Florida | 23.80% |
Georgia | 11.70% |
Hawaii | 8.90% |
Idaho | 6.70% |
Illinois | 13.30% |
Indiana | 14.20% |
Iowa | 9.70% |
Kansas | 9.40% |
Kentucky | 15.80% |
Louisiana | 13.90% |
Maine | 4.70% |
Maryland | 12.20% |
Massachusetts | 3.90% |
Michigan | 21.00% |
Minnesota | 10.80% |
Mississippi | 22.90% |
Missouri | 13.50% |
Montana | 14.10% |
Nebraska | 6.70% |
Nevada | 12.20% |
New Hampshire | 9.30% |
New Jersey | 10.30% |
New Mexico | 21.60% |
New York | 5.30% |
North Carolina | 9.10% |
North Dakota | 5.90% |
Ohio | 13.50% |
Oklahoma | 25.90% |
Oregon | 9.00% |
Pennsylvania | 6.50% |
Rhode Island | 17.00% |
South Carolina | 7.70% |
South Dakota | 7.80% |
Tennessee | 20.10% |
Texas | 13.30% |
Utah | 5.80% |
Vermont | 8.50% |
Virginia | 10.10% |
Washington | 16.10% |
West Virginia | 8.40% |
Wisconsin | 11.70% |
Wyoming | 8.70% |
State | Penalties for Driving Without Car Insurance |
|---|---|
Alabama | First offense: license suspended for 45 days and/or a $500 fine. Succeeding offenses: license suspended up to six,months and/or a $1,000 fine. |
Alaska | First offense: license suspended for 90 days. Succeeding offenses: license suspended for one year. |
Arizona | First offense: license suspended up to three months and a $250 fine. Second offenses (within 36 months): license and registration suspended up to six months and a $500 fine. Third offense: license and registration suspended for one year and a $750 fine. |
Arkansas | First offense: fine of $50 to $250. Second offense: fine of $250 to $500. Succeeding offenses: fine of $500 to $1,000 and/or one year in jail. |
California | First offense: fine of $100 to $200. Succeeding offenses (within 3 years): fine of $200 to $500. Defendant must provide proof of insurance in court or face greater fines. |
Colorado | First offense: fine of $500. Succeeding offenses: fine of $1,000 and up to 40 hours of community service. |
Connecticut | First offense: fine of $35. Succeeding offenses: fine of $50. |
Delaware | First offense: license suspended for six months and a fine of $1,500 to $2,000. Succeeding offenses: license and registration suspended for six months and a fine of $3,000 to $4,000. |
District of Columbia | First offense: fine of $300 to $500. Succeeding offenses: fine of $500 to $2,000 and/or up to 90 days jail time. |
Florida | Automatic suspension of license and registration if unable to provide proof of insurance in court. |
Georgia | Fine of $500 and/or one year in jail. Registration suspended until fine paid and able to provide proof of insurance. |
Hawaii | First offense: fine of $500. Succeeding offenses: fine of $2,500. Judge can suspend the fine for the first offense and order community service. |
Idaho | First offense: fine of $75. Succeeding offenses: fine of up to $1,000 and/or six months in jail. |
Illinois | Fine of $500 to $1,000 and license suspended for three months. |
Indiana | First offense: Possible license and registration suspension for one year. Succeeding offenses (within five years): license suspended for one year. |
Iowa | Receive a traffic ticket and have the vehicle license plate and registration receipt removed. Law enforcement can also impound the vehicle. |
Kansas | First offense: fine of $300 to $1,000, in addition to a possible six months in jail. Succeeding offenses (within three years): suspension of license and registration and a fine of $800 to $2,500. |
Kentucky | First offense: fine of $500 to $1,000 and/or jail time of 90n days. Succeeding offenses (within five years): fine of $1,000 to $2,500 and/or jail time of 180 days. |
Louisiana | First offense: impoundment of license plate requiring a reinstatement fee of $50. Second offense: fine of $150. Succeeding offenses: fine of $500. |
Maine | Fine of $100 to $500 and suspension of license and registration for 30 days. |
Maryland | Suspension of registration for one to 30 days and a fine of $150. After 30 days, the fine increases by $7 per day to a maximum fine of $2,500 for a 12-month period. |
Massachusetts | First offense: fine of $500. Succeeding offenses: fine ranging from $500 to $5,000 and/or jail time of one year. |
Michigan | Fine of $200 to $500 and/or jail time of one year. |
Minnesota | First offense: fine of $200 to $1,000 and/or jail time of up to 90 days. Succeeding offenses (within 10 years): fine of $200 to $3,000 and/or jail time of one year. |
Mississippi | Fine of $500 and jail suspension of license for up to one year. |
Missouri | Driver's license suspension and assessment of points on driving record. |
Montana | First offense: fine of $250 to $500 and/or jail time of 10 days. Second offense (within five years): fine of $350 and/or jail time of 10 days. In addition, expect suspension or even surrender of vehicle registration and license plate until proof of insurance provided. Third or succeeding offenses (within five years): fine of $500 and/or jail time of up to six months and suspension or surrender of license plate and registration until proof of insurance shown. Fourth offense: driver's license suspension and surrender. |
Nebraska | Suspension of driver's license. |
Nevada | Fine of up to $1,000 plus civil penalties ranging from $600 to $1,000 and license and registration suspension. |
New Hampshire | Suspension of driver's license, vehicle registration, and license plate until damages paid and pay any reinstatement and restoration fees. |
New Jersey | First offense: fine of $300 to $1,000, lose the right to drive for one year, and serve community service. Succeeding offenses: fine of $5,000, lose right to drive for two years, serve 30 days of community service, and jail time of 14 days. |
New Mexico | Suspension of registration and a fine of $300. |
New York | Fine of $150 to $1,500, plus a $750 civil penalty and/or jail time of up to 15 days. |
North Carolina | First offense: revocation of registration for 30 days and a fine of $50. Second offense (within three years): fine of $100. Third offense: fine of $150. |
North Dakota | First offense: suspension or revocation of registration until proof of insurance shown and a minimum fine of $150. Succeeding offenses (within 18 months): minimum fine of $300. |
Ohio | First offense: fine of $75, license suspended for three months, and revocation of registration. Second violation (within five years): license suspension for one year. Succeeding offenses: license suspension for two years. |
Oklahoma | Fine of up to $250 and/or jail time of 30 days, plus lose right to drive until pay a reinstatement fee and provide proof of insurance. |
Oregon | Suspension of driver's license or revocation of vehicle registration. |
Pennsylvania | Fine of $300 and a suspension of driver's license and registration for three months. |
Rhode Island | First offense: fine of $100 to $500 and suspension of license and registration for up to three months. Second offense: fine of $500 and up to a six-month suspension of license and registration. Third and succeeding offenses: fine of $1,000 and up to a one year suspension of license and registration. |
South Carolina | First offense: fine of $100 to $200 and/or jail time of up to 30 days. Second offense (within five years): fine of $200,and/or jail time of 30 days. Third or succeeding offenses (within five,years): jail time ranging from 45 days to six months. |
South Dakota | Suspension of driver's license ranging from 30 days to one year. |
Tennessee | Fine of $100. |
Texas | First offense: fine of $175 to $350. Succeeding offenses: fine of $350 to $2,000. |
Utah | First offense: fine of $400. Succeeding offenses (within three years): fine of $1,000 and suspension of driver's license until proof of insurance provided. |
Vermont | Fine of $100 and must provide proof of insurance to regain suspended driver's license. |
Virginia | Suspension of driver's license and vehicle registration. |
Washington | Fine of up to $250 or community restitution, such as performing community service. |
West Virginia | First offense: fine of $200 to $5,000, suspension of driver's license for 30 days, and vehicle registration revoked until proof of insurance provided. Succeeding offenses: fine of $200 to $5,000 and/or jail time ranging from 15 days to one year. |
Wisconsin | Fine of up to $5,000. |
Wyoming | First offense: fine of $250 to $750, license suspended until proof of insurance provided, and/or jail time of up to six months. Succeeding offenses: fine of $500 to $1,500, suspension of license until providing proof of insurance, and/o jail time of up to six months. |
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