Infinity Car Insurance Review 2021

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  • Quick look: Infinity car insurance
  • What coverages does Infinity offer?
  • How much does Infinity auto insurance cost?
  • Who qualifies?
  • Discounts
  • Additional services
  • Things to keep in mind
Drivers who switch to Infinity with Jerry save an average of $1,201 on their car insurance.
Car insurance shopping means you have to spend hours slogging through websites to do your research—right? Thankfully, no!
Jerry is a smart insurance comparison app. It takes 45 seconds to download and set up, and then you will instantly receive quotes from top insurance companies. Jerry connects you with reliable car insurance policies and cost savings. Plus, if you find a better policy, Jerry will cancel your old one and sign you up for the new one.
No annoying paperwork, no outdated websites—just a helpful, AI-powered buddy named Jerry who works at lightning speed to save you money.
Here are real quotes from Jerry users:
Quote DateCar MakeCar ModelStateCityAge
Annual Savings after Switching to Infinity with Jerry
2021-05-24InfinitiG35FLTampa21-24$108
2021-07-17JeepRenegade LatitudeTXHouston35-44$1,032
2021-05-22MiniCooper CountrymanCALos Angeles35-44$252
2021-02-14TeslaYTXHouston25-34$216
2021-07-23NissanSentra SRTXArlington35-44$240

Quick look: Infinity car insurance

Good for
Spanish-speakers and Latin communities in Arizona, California, Florida, Georgia, and Texas
Commercial drivers
Rideshare drivers who need coverage between rides

What coverages does Infinity offer?

Common coverages

  • Liability insurance: Liability insurance is a requirement in almost every state. It includes bodily injury liability and property damage liability. These policies protect other drivers if you’re at fault in an accident.
  • Comprehensive insurance: Comprehensive coverage is optional in every state, but it might be required if you’re leasing or financing your car. It pays for damage that is not the result of a collision—such as from extreme weather, vandalism, or theft.
  • Collision insurance: Collision coverage is optional but, again, may be required if you’re leasing or financing your car. This policy pays for damage to your car resulting from a collision with another vehicle or stationary object.
  • Uninsured/underinsured motorist protection: Uninsured/underinsured motorist protection covers damages from an accident caused by a driver without any (or enough) insurance. This coverage is especially important if you live in a state with a high percentage of uninsured drivers.

Useful add-ons

  • Roadside assistance: Roadside assistance can help you with towing, labor costs, flat tire help, and lockouts up to your coverage level.
  • Rideshare insurance: Rideshare insurance is perfect for Lyft or Uber drivers who need additional insurance. Companies usually cover drivers while working, but not in between customers.
  • Commercial car insurance: Commercial insurance is for commercial auto drivers or people who drive their vehicles for business purposes.
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How much does Infinity auto insurance cost?

With Infinity, the average annual car insurance premium for minimum coverage levels is $1,698. For full coverage that offers more financial protection, the average yearly premium is --.
Your premium will be unique to you. Companies calculate your rate by using your driving history, your vehicle model, and your location, among other things. Did you know that teachers enjoy some of the lowest insurance rates because studies show they are low-risk drivers?
Here is the average monthly payment for minimum and full-coverage insurance with Infinity:
Average Monthly Cost for Minimum CoverageAverage Monthly Cost for Full Coverage
$157$398
Younger drivers who choose Infinity pay an average of $2,414 per year for car insurance, whereas older drivers typically pay less—an average of $2,277 per year.
Once again, it comes down to statistics. Age is a primary factor for insurers when setting premiums because studies show that young drivers are riskier. In fact, teen drivers are nearly three times more likely to get into an accident, and this increased risk accounts for their high premiums.
Here’s what Infinity drivers pay for insurance based on age group:
Age GroupAnnual Cost
Annual Savings after Switching to Infinity with Jerry
18-20$2,546$1,117
21-24$2,775$1,323
25-34$2,194$1,062
35-44$1,803$882
45-54$1,675$829
55-64$1,765$1,179
65+$1,348$660

Who qualifies?

While Infinity offers car insurance to all kinds of drivers, the company specializes in serving Spanish-speaking communities. The website and other services are available completely in Spanish. You do have to live in one of five states in order to qualify, as it’s not a nationwide company.
Infinity is generally happy to insure high-risk drivers, but rates may not be the most affordable on the market. Here’s the average annual cost of Infinity auto insurance for drivers with an infraction on their record.
Driving InfractionAnnual Cost
Annual Savings after Switching to Infinity with Jerry
Clean Record$1,977$940
Suspension$1,794$1,736
DUI$2,000$1,514
Careless Driving$3,065$994
Driving on Sus. License$2,986$1,116
Speeding over 15$3,083$1,344
Failure to Obey Traffic Sign$2,570$1,423
Speeding under 15$2,362$1,360
Illegal Turn$2,015$1,678
Wrong Way/Wrong Lane$2,964$636
Improper Passing$3,147$803
Other$2,818$983
Key Takeaway Infinity is proud to serve Spanish-speaking drivers with basic and add-on car insurance policies in five states with large Latin communities.
If you live in Florida, Georgia, Texas, California, or Arizona, Infinity insurance is available to you.
If you need helping comparing and purchasing car insurance, Jerry is a licensed broker that serves drivers in every state. In less than 60 seconds you’ll get competitive quotes from top companies. Plus, the Jerry app helps you with paperwork and cancels your old policy if you find a better rate.
Here’s the average annual cost of Infinity insurance by state:
StateAnnual Cost
Annual Savings after Switching to Infinity with Jerry
AZ$2,467$948
CA$1,756$1,276
FL$2,383$930
GA$2,059$1,039
NJ$6,360$840
NY$1,044$2,496
PA$2,193$2,050
SC$1,472$1,192
TX$1,739$862
WA$1,684$1,076
Key Takeaway The Jerry app is the best way to find coverage and cost savings quickly—and avoid paperwork and unnecessary phone calls.

Discounts

Infinity offers discounts to help policyholders save money on their premiums. A single discount may seem small, but when combined they can make quite a dent in your rate.
Here are some of the most common driver and vehicle-based discounts from Infinity:
DiscountDescription
Safe driver discountIf you meet Infinity’s safe driver requirements, you could be rewarded with a discounted rate.
Vehicle safety discountVehicles with anti-lock brakes and anti-theft devices may qualify for savings.
Good student discountStudents with good grades can unlock a discount with Infinity.
Homeowner discountIf you own your home or condo, you may qualify for a discount on car insurance with Infinity.
Mature driver improvement course discountOlder drivers can complete an approved driver safety course and enjoy a discounted premium.
AAA members discountMembers of AAA are rewarded with a discount on their premium.
Here are some of the common policy-based discounts available through Infinity:
DiscountDescription
Multi-car discountInsure two or more cars through Infinity and you could save on your overall annual premium.
Paid in full discountIf you can pay your annual premium upfront, you will get a discount.
Paperless discountGo paperless by paying and receiving statements online and Infinity will give you a discount.
Loyalty discountStay with Infinity over time and they will reward you with a loyalty discount in gratitude—8% each year you renew.
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Additional services

Infinity has a special program called DriverClub, which offers roadside assistance 24 hours per day. This is true even if you’re a passenger in someone else’s vehicle. Membership in the program is free and you pay for service as required.
Another great value-add is Infinity’s mobile app, which allows you to view ID cards on demand. No more losing your proof of insurance in a file or on the floor!
It’s possible to buy more than just auto insurance from Infinity. Here are some of the other products they offer:
  • Mobile home insurance
  • Homeowner’s insurance
  • Condo insurance
  • Renter’s insurance
  • Boat insurance
  • RV insurance
  • ATV insurance
  • Motorcycle insurance
  • Commercial auto insurance
  • Umbrella insurance
  • Life insurance
  • Flood insurance

Things to keep in mind

Payment methods

Infinity makes it easy to submit payments online or via their mobile app. You’re not required to sign up for automatic payments, which is helpful for people who need flexibility or who are worried about overdraft fines.
You can also mail a check or money order to Infinity’s head office in Alabama. If you prefer to pay by phone, call their automated line at 800-782-1330 or speak to a representative at 800-782-1020.

Cancelation policy

To cancel your Infinity insurance policy, you must either pick up the phone and call 1-800-INFINITY or submit a cancellation request via the online portal. You may incur an early cancellation fee—or trigger a refund if you cancel mid-term—so make sure you look over your policy closely.
Jerry can help you cancel and get your refund, too.
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