Best cheap car insurance quotes in Beech Grove
Indiana’s minimum car insurance requirements reflect how much insurance you need the carry to legally drive as well as the cheapest coverage option in Beech Grove. However, minimum liability coverage provides minimal financial protection.
You’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle–but that’s not as easy to get in the Hoosier State as it once was thanks to the current car insurance crisis. Take a listen to what Jerry’s experts have to say about the state of the insurance industry in Indiana, and how it could affect your policy choices in Beech Grove.
Cheap minimum liability insurance quotes in Beech Grove
To hit the road legally, Beech Grove drivers need to meet Indiana minimum coverage limits for bodily injury liability
and property damage liability
. Indiana minimum liability coverage includes $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property.
These coverages are commonly referred to as 25/50/25 coverage. With this basic liability coverage, you’ll be covered up to the policy’s limits if you cause injuries or property damage while driving.
Here are some examples of Beech Grove car owners that Jerry recently helped obtain minimum liability coverage.
Coverage
State Minimum
Beech Grove, IN
(Zip Code: 46107) Coverage
State Minimum
Beech Grove, IN
(Zip Code: 46107) Marguerite (41 years old)
Coverage
State Minimum
Beech Grove, IN
(Zip Code: 46107) Coverage
State Minimum
Beech Grove, IN
(Zip Code: 46107) Suzuki XL7 EX Do you need more than minimum coverage in Beech Grove?
Most drivers in Beech Grove would do well to consider purchasing higher liability coverage than the state minimum of 25/50/25.
If you’re in an at-fault accident, these minimums may not be enough to cover vehicle repairs and medical bills—and this is particularly true if the accident results in severe injuries to another person or if the car is totaled.
And keep in mind: Indiana's car accident laws
allow drivers to file bodily injury and property damage lawsuits for up to two years after a car accident—so your liability extends long past the initial accident! The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Beech Grove
If you want to safeguard your finances from steep accident expenses, you want full-coverage car insurance
. Repairing or replacing your vehicle can cost thousands of dollars, but it doesn’t have to come out of your wallet if you have adequate coverage. Full coverage includes comprehensive and collision coverage.
Comprehensive coverage
pays for damages to your car caused by perils other than collision or upset—including losses such as theft, fire, windstorm, or glass breakageCollision coverage
pays for damages to your car resulting from a collision or rollover.
Drivers can choose to enhance their insurance protection by purchasing additional coverages for an extra premium. Popular insurance add-ons in Montana include:
The table below shows some recent examples of cheapest Beech Grove full coverage quotes that Jerry’s agents helped our customers obtain.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• State Minimum Liability • Comp / Collision | Dairyland | $433 | | Chevrolet HHR LS |
• State Minimum Liability • Comp / Collision | Electric | $90 | | Nissan Sentra S |
Last Updated Oct 3, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.