Cheapest car insurance in Round Lake, Illinois (Nov 2024)

Cheapest Car Insurance Quotes in Round Lake

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$136	Eric, 23 Zip: 60073	Chevrolet Cruze LS	• State Minimum Liability • Comp / Collision
Safeco	$69	Nelle, 34 Zip: 60073	Hyundai Elantra GLS	• State Minimum Liability • Comp / Collision
National General	$94	Ricardo, 57 Zip: 60073	Mitsubishi Outlander Sport ES	• 100,000/300,000 Liability • Comp / Collision
Clearcover	$137	Harriet, 25 Zip: 60073	Chevrolet Cruze LS	• State Minimum Liability • Comp / Collision

Last Updated Nov 20, 2024

Cheapest Round Lake car insurance for good drivers

Best Car Insurance Companies in Round Lake

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Round Lake

Cheap minimum liability insurance quotes in Round Lake

$25,000 of
bodily injury liability
coverage per person
$50,000 of bodily injury liability coverage per accident
$20,000 of
property damage liability
coverage per accident
$25,000 of UM/UIM bodily injury coverage per person
$50,000 of UM/UIM bodily injury coverage per accident

Progressive

Eric (23 years old)

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Chevrolet Cruze LS

$136

per month

Safeco

Nelle (34 years old)

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Hyundai Elantra GLS

$69

per month

Clearcover

Harriet (25 years old)

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Chevrolet Cruze LS

$137

per month

Do you need more than minimum coverage in Round Lake?

Cheap full coverage car insurance quotes in Round Lake

Collision insurance covers the costs of repairing or replacing your car following an accident with another vehicle or stationary object. 
Comprehensive coverage also covers the costs of repairing or replacing your car but it only applies to damages caused by theft, vandalism, or natural disasters.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$136	Eric, 23 Zip: 60073	Chevrolet Cruze LS
• State Minimum Liability • Comp / Collision	Safeco	$69	Nelle, 34 Zip: 60073	Hyundai Elantra GLS
• 100,000/300,000 Liability • Comp / Collision	National General	$94	Ricardo, 57 Zip: 60073	Mitsubishi Outlander Sport ES
• State Minimum Liability • Comp / Collision	Clearcover	$137	Harriet, 25 Zip: 60073	Chevrolet Cruze LS

Last Updated Nov 20, 2024

Average cost of car insurance in Round Lake

Car insurance quotes in Round Lake by rating factors 

Your driving record and claims history: Accidents and tickets will increase your insurance rates.
Your age: Insurers consider young drivers to be a higher risk due to their inexperience behind the wheel.
Your vehicle: Luxury, high-performance, and sports cars are more expensive to insure.
Your parking spot: If you park your car in a neighborhood with a high incidence of auto insurance claims, your rates will likely be higher.
Your credit score: Drivers with bad credit scores often pay higher premiums than drivers with good credit scores for the same amount of coverage.

Cheap car insurance quotes in Round Lake after driving violations

Cheapest car insurance in Round Lake after speeding ticket

Even a single

Illinois speeding ticket

can raise your insurance rates by an average of about 13%. If you have multiple speeding tickets or you were ticketed for going well above the speed limit, your rates could go up even more.

Some providers are more forgiving of violations like speeding tickets. By working with a broker like Jerry, you’re more likely to come across an insurer that will offer you more affordable car insurance after a ticket.

Check out real rates drivers in Illinois achieved using Jerry.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Travelers	$81	Katie, 33 Zip: 60073	Infiniti G37	• State Minimum Liability • Comp / Collision
Speeding 6-10	AAA	$66	Gertrude, 32 Zip: 60073	Nissan Kicks	• 100,000/300,000 Liability

Last Updated Nov 22, 2024

Cheapest car insurance in Round Lake after DUI

If you’re charged with a

DUI in Illinois

, you could face consequences including:

Fine of up to $2,500
Jail sentence of up to one year
Driver’s license suspension of at least one year
Community service sentence of up to 100 hours

The penalties become more severe for subsequent DUI offenses. 

On top of the legal consequences, you’ll also see significantly higher car insurance costs—but Jerry can help you find lower rates. Just look at some of the cheaper coverage these drivers found using the Jerry app.

Travelers

Clarence (38 years old)

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Porsche Macan

$63

per month

Nationwide

Ethel (37 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Round Lake, IL
(Zip Code: 60073)

Dodge RAM

$72

per month

Cheapest car insurance in Round Lake after an at-fault accident

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With No Injury	National General	$94	Estella, 56 Zip: 60073	Mitsubishi Outlander Sport ES	• 100,000/300,000 Liability • Comp / Collision
Not At Fault	Dairyland	$287	Louis, 22 Zip: 60073	Infiniti Q50	• State Minimum Liability • Comp / Collision
At Fault With No Injury	National General	$94	Mario, 56 Zip: 60073	Mitsubishi Outlander Sport ES	• 100,000/300,000 Liability • Comp / Collision

Last Updated Nov 19, 2024

Cheapest car insurance in Round Lake after other driving violations

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Illegal Turn	AAA	$84	Hulda, 40 Zip: 60073	Volkswagen Jetta	• State Minimum Liability • Comp / Collision
Defective Equipment	Progressive	$60	Cecilia, 31 Zip: 60073	Ford Mustang	• State Minimum Liability • Comp / Collision

Last Updated Nov 22, 2024

Cheap car insurance quotes in Round Lake by age

Cheapest car insurance in Round Lake for young drivers

Teen drivers between the ages of 16 and 19 are statistically more likely to get into an accident, so they pay the highest rates of any age group. 

The best way to keep costs low for

young drivers

is to keep them on their parents’ policy for as long as possible—and shop with Jerry to find the most affordable coverage for teen drivers in Calumet Park.

Here are some recent rates given to young drivers in Illinois on Jerry.

Progressive

Eric (23 years old)

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Chevrolet Cruze LS

$136

per month

Dairyland

Lena (23 years old)

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Infiniti Q50

$287

per month

Cheapest car insurance in Round Lake for senior drivers

Senior drivers may be more likely to get into car accidents due to slowed reaction times and vision and hearing changes. They’re also more likely to be seriously injured if they do get into a collision. Because of that, insurance companies often charge higher rates for senior drivers.

To find the

best senior car insurance

, look for a company that rewards drivers for safe driving or keeping low mileage on their vehicles. Also, prioritize a company with good customer service.

With Jerry, not only can you safe on car insurance for seniors, but our expert customer service agents can help answer any questions you might have during the shopping process. The cards below show how much senior drivers pay each month for coverage with the Jerry app.

Progressive

Amanda (75 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Round Lake, IL
(Zip Code: 60073)

Dodge Durango

$57

per month

Progressive

Olive (68 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Round Lake, IL
(Zip Code: 60073)

KIA Forte

$56

per month

Cheap car insurance quotes in Round Lake based on insurance history

Progressive

Leila (22 years old)

Currently Insured

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Chevrolet Cruze LS

$136

per month

Safeco

Bess (33 years old)

Currently Insured

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Hyundai Elantra GLS

$69

per month

Clearcover

Elsie (24 years old)

Currently Insured

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Chevrolet Cruze LS

$137

per month

National General

Mario (56 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Round Lake, IL
(Zip Code: 60073)

Mitsubishi Outlander Sport ES

$94

per month

Safeco

Mabelle (33 years old)

Currently Insured

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

Hyundai Elantra GLS

$69

per month

Cheap car insurance quotes in Round Lake for popular cars

Toyota RAV 4
Chevrolet Silverado

Honda CR-V
Ford F-150
Chevrolet Equinox

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Toyota RAV4	Progressive	$56	Travis, 34 Zip: 60073	• 50,000/100,000 Liability • Comp / Collision
Chevrolet Chevrolet_silverado	Nationwide	$66	Jerry, 45 Zip: 60073	• 100,000/300,000 Liability

Last Updated Nov 20, 2024

Cheapest car insurance in Round Lake for new vs. old car

It's usually less expensive to insure an old car than a new one.

We have found that the average insurance cost for a car older than 10 years is $216 per month in Round Lake. The average cost for insuring a car less than four years old goes up to $216 per month.

Progressive

Eric (23 years old)

2014 Chevrolet Cruze LS

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

$136

per month

Safeco

Nelle (34 years old)

2013 Hyundai Elantra GLS

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

$69

per month

Clearcover

Harriet (25 years old)

2019 Chevrolet Cruze LS

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

$137

per month

National General

Ricardo (57 years old)

2016 Mitsubishi Outlander Sport ES

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Round Lake, IL
(Zip Code: 60073)

$94

per month

Dairyland

Lena (23 years old)

2014 Infiniti Q50

Coverage

State Minimum

Round Lake, IL
(Zip Code: 60073)

$287

per month

How to lower car insurance costs in Round Lake

1. Shop around and compare quotes

 2. Hunt for car insurance discounts

Good drivers. If you’ve held a
clean driving record
for at least three years, you’re due for some sweet discounts.
Telematics device users. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!
Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.
Insurance bundlers. Bundle your car and home insurance and you could pay less for each of them.

3. Increase your deductible for comprehensive and collision coverage

Why is car insurance in Round Lake so expensive?

Congestion: Because driving in Round Lake incurs a higher risk of dents, dings, and cracked windows than driving in the countryside, insurance rates are higher, too.
Motor vehicle theft: Similar to congestion, high motor vehicle theft rates in Round Lake lead insurance providers to increase your premiums.
Fatality rates: Around one quarter of the fatal
car crashes in Illinois in 2021
happened on urban roads. Because of the high costs associated with motor vehicle fatalities, Round Lake drivers pay higher rates.