Services
Insurance
Repairs
Advice
About

Cheapest Hyundai Sonata N Line Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Hyundai Sonata N Line
background
Find Insurance Savings
√
No long forms
√
No spam or unwanted calls
√
Quotes from top insurance companies
background
avatar
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
icon
Reviewed by Josh Damico, Vice President Insurance Operations
icon
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Hyundai Sonata N Line car insurance cost? 

On average, Hyundai Sonata N Line drivers spend $135 each month on state minimum car insurance, and $238 per month on full coverage insurance. Compared to other Hyundai Sonata models, the Hyundai Sonata N Line is 34% more expensive to insure. 
Many factors play a role in determining your Hyundai Sonata N Line car insurance costs, from your age and address to your driving record, insurance history, and coverage levels. The vehicle you own is just one piece of the calculations that insurance companies run when generating a quote. 

Compare the cheapest Hyundai Sonata N Line car insurance quotes

This may feel complicated, but it doesn’t have to be. As a trusted insurance broker and free quote comparison tool, Jerry is an essential resource for Hyundai Sonata N Line owners.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
November 14, 2024
Safeco
$209
• State Minimum Liability
• Comp / Collision
November 11, 2024
Electric
$498
• 100,000/300,000 Liability
• Comp / Collision
November 11, 2024
Progressive
$413
• State Minimum Liability
• Comp / Collision
November 9, 2024
Bristol West
$172
• 50,000/100,000 Liability
November 5, 2024
AAA
$197
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024
It’s important to remember that auto insurance rates can vary significantly, even for the same car model and trim. For instance, driver age has a major impact on rates: an 18-year-old driver will pay a much higher premium for a t Hyundai Sonata N Line insurance policy than a 30-year-old driver. 
While
average rates
are helpful, shopping for
personalized quotes
is the best way to find out how much you can expect to pay for t Hyundai Sonata N Line car insurance.

The best car insurance companies for Hyundai Sonata N Line owners

There is no best car insurance company for all Hyundai Sonata N Line owners. That’s because car insurance quotes are based on factors unique to you—your age, your address, your driving history, your deductibles, and more. 
The cheapest insurance company for one Hyundai Sonata N Line driver might give higher quotes to another person—even though they’re insuring the exact same model and trim.  
Besides price, you also need to consider other factors such as claim handling and customer service. 
To help drivers better compare different
car insurance companies
, Jerry’s conducted the largest insurance shopping survey in the nation to learn about drivers’ satisfaction with the prices, customer service, claims handling, and overall experience of different auto insurance companies.
 The table below shows how Hyundai Sonata N Line drivers rate different companies.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Hyundai Sonata N Line insurance cost?

From our experience helping lots of Hyundai Sonata N Line drivers lower their car insurance rates, we found that the average cost of minimum liability coverage is $135 per month or $1,620 per year. 
The average cost for full coverage insurance is $238 per month or $2,856 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$135
$1,620
Full coverage
$238
$2,856

How much car insurance do you need for a Hyundai Sonata N Line?

Minimum coverage insurance
is the minimum amount of coverage legally required in your state, which typically includes basic liability insurance. 
Full coverage insurance
, on the other hand, provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.

Explore insurance costs for other models

How do Hyundai Sonata N Line insurance quotes compare to other Hyundai Sonata car insurance rates?

Check out the table below to see the average cost of auto insurance for some other popular Hyundai Sonata trims.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
Sonata SEL Plus
$60
$227
Sonata GL
$101
$176
Sonata GLS
$103
$191
Sonata SE
$109
$204
Sonata Hybrid
$115
$206
Sonata SEL
$115
$222
Sonata Limited
$119
$204
Sonata Sport
$120
$214
Sonata ECO
$121
$197
Sonata Plug-In Hybrid
$121
$236
$135
$238
Sonata Sonata
$166
$203
Lower my car insurance too!

Hyundai Sonata N Line insurance cost by model year

Your Hyundai Sonata N Line insurance costs depend in part on when your vehicle was manufactured—i.e., the model year.
Newer models tend to be more expensive to insure, thanks to a higher cash value and hard-to-replace tech. If you drive an older Hyundai Sonata N Line model, you’ll likely pay a lower rate.

2023 Hyundai Sonata N Line car insurance quotes

Unfortunately, newer cars can tend come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Hyundai Sonata:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$303
• State Minimum Liability
• Comp / Collision
Bristol West
$470
• State Minimum Liability
• Comp / Collision
Anchor General
$177
• State Minimum Liability
coverageLast Updated Nov 15, 2024

2022 Hyundai Sonata N Line car insurance quotes

It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Hyundai Sonata N Line drivers below:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$413
• State Minimum Liability
• Comp / Collision
Safeco
$153
• 100,000/300,000 Liability
• Comp / Collision
AAA
$197
• State Minimum Liability
• Comp / Collision
Clearcover
$248
• State Minimum Liability
• Comp / Collision
Bristol West
$130
• No Coverage Liability
coverageLast Updated Nov 21, 2024

2021 Hyundai Sonata N Linecar insurance quotes

Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Hyundai Sonata N Line:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$233
• No Coverage Liability
• Comp / Collision
Travelers
$151
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$209
• State Minimum Liability
• Comp / Collision
Bristol West
$172
• 50,000/100,000 Liability
National General
$400
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024
If your car is more than 3 years old, you may be able to find cheaper car insurance. Here's how much Jerry drivers with Hyundai Sonata N Line that's at least 3 years old pay:

Are Hyundai Sonata N Lines expensive to insure? 

Compared to the national average for other models from a similar price range, it is 34% more expensive to insure a Hyundai Sonata N Line.
Check out some similar cars for comparison:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
Hyundai Santa FE
$64
$283
Hyundai Entourage
$76
$110
Hyundai Tucson
$79
$152
$89
$166
Hyundai Accent
$98
$176
$98
$190
Hyundai XG
$101
$132
Hyundai Genesis
$102
$208
Hyundai Veracruz
$102
$158
Hyundai Veloster
$104
$183
Hyundai Venue
$104
$185
Hyundai Tiburon
$105
$165
$106
$189
Hyundai Equus
$114
$246
Hyundai Azera
$127
$210
$134
$170
$166
$203
When determining insurance premiums, insurance providers take many factors into consideration. MSRP, trim level, model year, theft rates, and the cost of repairs are some of the many factors that can influence how much your insurance costs. 
Insurance companies also look at your car’s safety. Below are safety ratings of Hyundai Sonata N Line from the Insurance Institute for Highway Safety (IIHS).
Rating TypeRating
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Side: updated test
Acceptable
Roof strength
Good
Head restraints & seats
Good
Headlights (varies by trim/option)
Good/Marginal depedning on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior
Front crash prevention: vehicle-to-pedestrian (night)
Advanced
Seat belt reminders
Acceptable
LATCH ease of use
Acceptable

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.