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Jerry Data & Research
Cheapest 2008 Honda Pilot Car Insurance (Apr 2024)
Cheapest 2008 Honda Pilot Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2008 Honda Pilot
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does car insurance cost for a 2008 Honda Pilot ?
- Compare the cheapest 2008 Honda Pilot car insurance quotes
- The best car insurance companies for 2008 Honda Pilot owners
- How expensive is 2008 Honda Pilot insurance compared to other years?
- Are 2008 Honda Pilots expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2008 Honda Pilot ?
The average cost of car insurance for a 2008 Honda Pilot is $1,260 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2008 Honda Pilot are 9% less.
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2008 Honda Pilot, use Jerry
to get a detailed car insurance price comparison
. Compare the cheapest 2008 Honda Pilot car insurance quotes
No single provider is known for the cheapest car insurance. Since insurance companies use different formulas to calculate your rates, you won’t know you’ve found the cheapest quote for you unless you compare it to the competition.
The table below shows just how much costs vary between drivers who own a 2008 Honda Pilot. In every case, Jerry helped them find the lowest rate for their driver profile and location.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 25, 2024 | AAA | $194 | Robert, 51 | • 30,000/60,000 Liability • Comp / Collision | |
April 24, 2024 | Clearcover | $79 | Troy, 36 | • State Minimum Liability | |
April 19, 2024 | Travelers | $74 | Aaron, 33 | • State Minimum Liability • Comp / Collision | |
April 13, 2024 | Progressive | $123 | Ina, 37 | • 50,000/100,000 Liability • Comp / Collision | |
April 12, 2024 | Safeco | $120 | Hannah, 30 Tilghman, MD | • 100,000/300,000 Liability |
Last Updated Apr 25, 2024However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates. The best car insurance companies for 2008 Honda Pilot owners
There’s no best company for all 2008 Honda Pilot drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well.
The table below shows how 2008 Honda Pilot drivers rated different insurance companies in these three categories, as well as overall.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2008 Honda Pilot insurance costs
After analyzing data from many 2008 Honda Pilot drivers, we discovered that the typical monthly expense for minimum liability coverage is $105, which adds up to $1,260 annually. As for full coverage insurance, the average monthly cost for 2008 Honda Pilot drivers is $196, or $2,352 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $105 | $1,260 |
Full coverage | $196 | $2,352 |
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of liability insurance
. In some states, uninsured/underinsured motorist coverage
and/or personal injury protection
are also required by law. Full coverage car insurance
, on the other hand, includes collision
and comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more. Compare insurance information for other Hondas
2008 Honda Pilot insurance costs by trim level
The cost of car insurance for a 2008 Honda Pilot is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2008 EX | $107 | $125 |
2008 EXL | $234 | $114 |
2008 SE | $188 | $78 |
2008 VP | $230 | $86 |
How expensive is 2008 Honda Pilot insurance compared to other years?
As for the 2008 Pilot, its costs are comparable to the competition. For example, the
2008 Hyundai Veracruz
costs 1% less on average to insure, and the 2008 Toyota Highlander
costs 33% more.| Car | Minimum Coverage | Full Coverage |
|---|---|---|
2003 Honda Pilot | $99 | $171 |
2004 Honda Pilot | $106 | $124 |
2005 Honda Pilot | $114 | $161 |
2006 Honda Pilot | $107 | $132 |
2007 Honda Pilot | $100 | $157 |
2008 Honda Pilot | $105 | $196 |
2009 Honda Pilot | $80 | $145 |
2010 Honda Pilot | $76 | $138 |
2011 Honda Pilot | $101 | $166 |
2012 Honda Pilot | $99 | $169 |
2013 Honda Pilot | $111 | $160 |
2014 Honda Pilot | $139 | $143 |
2015 Honda Pilot | $107 | $159 |
2016 Honda Pilot | $123 | $172 |
2017 Honda Pilot | $102 | $159 |
2018 Honda Pilot | $64 | $171 |
2019 Honda Pilot | $74 | $152 |
2020 Honda Pilot | $100 | $148 |
2021 Honda Pilot | $133 | $147 |
2022 Honda Pilot | $114 | $197 |
Are 2008 Honda Pilots expensive to insure?
As for the 2008 Pilot, its costs are comparable to the competition. For example, the
2008 Hyundai Veracruz
costs 1% less on average to insure, and the 2008 Toyota Highlander
costs 33% more.| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2008 Kia Rondo | $72 | $118 |
2008 Subaru Impreza | $82 | $158 |
2008 Mitsubishi Lancer | $87 | $163 |
2008 Mazda CX-9 | $95 | $157 |
2008 Honda Pilot | $105 | $196 |
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.
| Rating Type | Rating |
|---|---|
Driver's | |
Passenger's | |
Overall Front | |
Overall Side | |
Overall Rollover Rating | |
Overall | |
Side - Pole | |
Side Barrier Rating Driver | |
Side Barrier Rating Passenger Rear Seat | |
Side - Barrier | |
Side - Pole Barrier combined (FRONT) | |
Side - Pole Barrier combined (REAR) | |
Front Seat | |
Rear Seat |
What other factors affect 2008 Honda Pilot insurance rates?
Car insurance companies consider the following factors when generating quotes:
- The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle.
- Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety.
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years.
- Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.
2008 Honda Pilot insurance costs for young drivers
Teen drivers
typically pay the most for car insurance on account of their inexperience on the road. These spiked rates can stay on the higher side until a driver is at least 25 years old.
Josephine (21 years old)
$230
per month
2008 Honda Pilot insurance costs for senior drivers
On the whole, senior drivers pay some of the lowest car rates—they’re more established motorists and providers take note of that when determining insurance premium costs.
But that doesn’t necessarily extend to every senior. Insurance costs will actually rise for seniors over the age of 70 on account of increased driver error and the likelihood of more serious injuries in the event of a crash.
2008 Honda Pilot insurance cost for drivers with driving violations
Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Defective Equipment | Progressive | $102 | Leonard, 31 | • State Minimum Liability | |
Failure to Yield | Kemper | $221 | Earl, 42 | • State Minimum Liability • Comp / Collision | |
Driving on Sus. License | Bristol West | $117 | Mae, 25 | • State Minimum Liability | |
Failure to Yield | Kemper | $221 | Hettie, 42 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 24, 2024How can I lower the cost of insurance for my 2008 Honda Pilot?
Finding low car insurance rates in
Florida
, California
, or any other state is a matter of smart insurance shopping
. Here’s how to get the cheapest coverage for a 2008 Honda Pilot regardless of location:- Bundle multiple policies: Homeowners and renters can save on car insurance by pairing the two products together. You could save 15% or more with the righthome and auto insurance bundle.
- Check forcar insurance discounts: Insurance savings programs exist for just about everything, including a good driving record, a good credit score, and good grades.
- Compare at least three quotes: When it comes to car insurance quotes, the more the better—you have a better chance of finding a great deal if you look in more places.
- Enroll in a usage-based insurance program: A lower annual mileage means a decreased risk of car accidents. If you’re retired or work from home, you may be eligible for savings.
- Use alicensed car insurance broker: It’s a broker’s job to present as many options as possible, not get a commission from this or that provider. Taking a look at local insurance rates with Jerry gives you an objective view of price trends in your area.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
