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Cheapest 2015 Honda Accord Car Insurance (Apr 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2015 Honda Accord
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Bonnie Stinson
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Maria Cruz, Expert Insurance Writer & Editor

How much does car insurance cost for a 2015 Honda Accord

The average cost of car insurance for a 2015 Honda Accord is $1,296 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2015 Honda Accord are 4% more
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2015 Honda Accord, use
Jerry
to get a detailed
car insurance price comparison

Compare the cheapest 2015 Honda Accord car insurance quotes

Thousands of smart Honda Accord drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $2,246 per year on car insurance. Below are cheap quotes Jerry found for 2015 Honda Accord drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
April 28, 2024
Safeco
$76
• State Minimum Liability
April 25, 2024
State Auto
$95
• 50,000/100,000 Liability
• Comp / Collision
April 12, 2024
Nationwide
$91
• 50,000/100,000 Liability
• Comp / Collision
April 12, 2024
Progressive
$100
• State Minimum Liability
• Comp / Collision
April 10, 2024
Bristol West
$559
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Apr 28, 2024
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates.

The best car insurance companies for 2015 Honda Accord owners

There’s no best company for all 2015 Honda Accord drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2015 Honda Accord drivers rated different insurance companies in these three categories, as well as overall.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Average 2015 Honda Accord insurance costs

After analyzing data from many 2015 Honda Accord drivers, we discovered that the typical monthly expense for minimum liability coverage is $108, which adds up to $1,296 annually. As for full coverage insurance, the average monthly cost for 2015 Honda Accord drivers is $183, or $2,196 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$108
$1,296
Full coverage
$183
$2,196
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
and/or
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
collision
and
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2015 Honda Accord insurance costs by trim level

The cost of car insurance for a 2015 Honda Accord is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car Model & TrimAverage full coverage insurance costAverage minimum coverage insurance cost
2015 EX
$199
$98
2015 EXL
$192
$116
2015 LX
$170
$112
2015 LX-S
$177
$116
2015 Sport
$168
$107
2015 Touring
$193
$75
2015 Touring Hybrid
$189
$69

How expensive is 2015 Honda Accord insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Honda Accord manufactured in 2015 with that of the four closest model years.
CarMinimum CoverageFull Coverage
1993 Honda Accord
$86
$107
1994 Honda Accord
$78
$155
1995 Honda Accord
$100
$128
1996 Honda Accord
$94
$154
1997 Honda Accord
$98
$206
1998 Honda Accord
$84
$122
1999 Honda Accord
$89
$141
2000 Honda Accord
$96
$143
2001 Honda Accord
$89
$157
2002 Honda Accord
$91
$153
2003 Honda Accord
$102
$173
2004 Honda Accord
$93
$168
2005 Honda Accord
$100
$172
2006 Honda Accord
$100
$190
2007 Honda Accord
$100
$173
2008 Honda Accord
$106
$173
2009 Honda Accord
$99
$182
2010 Honda Accord
$100
$181
2011 Honda Accord
$97
$177
2012 Honda Accord
$95
$168
2013 Honda Accord
$114
$195
2014 Honda Accord
$104
$182
2015 Honda Accord
$108
$183
2016 Honda Accord
$122
$191
2017 Honda Accord
$112
$206
2018 Honda Accord
$104
$193
2019 Honda Accord
$102
$199
2020 Honda Accord
$109
$190
2021 Honda Accord
$127
$201
2022 Honda Accord
$112
$206
2023 Honda Accord
$153
$251

Are 2015 Honda Accords expensive to insure? 

On average, car insurance for a 2015 Honda Accord costs $108. Compared with other models in a similar price range, it costs 4% more to insure a 2015 Honda Accord.
ModelAvg. Minimal Coverage Insurance CostAvg. Full Coverage Insurance Cost
2015 Fiat 500
$102
$145
2015 Subaru Impreza
$104
$144
2015 Honda Accord
$108
$183
2015 Mitsubishi Lancer
$123
$176
2015 Mazda MX-5
$126
$206
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.

2015 Honda Accord
NHTSA safety ratings

Rating TypeRating
Driver's
Passenger's
Overall Front
Overall Side
Overall Rollover Rating
Overall
Side - Pole
Side Barrier Rating Driver
Side Barrier Rating Passenger Rear Seat
Side - Barrier
Side - Pole Barrier combined (FRONT)
Side - Pole Barrier combined (REAR)

What other factors affect 2015 Honda Accord insurance rates?

Car insurance companies consider the following factors when generating quotes: 
  • The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle. 
  • Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety. 
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years. 
  • Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.

2015 Honda Accord insurance costs for young drivers

Teen drivers
typically pay the most for car insurance on account of their inexperience on the road. These spiked rates can stay on the higher side until a driver is at least 25 years old.
card cover
Alex (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationHerkimer, NY
$182
per month
card cover
Duane (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$210
per month
card cover
Frances (24 years old)
coverageCoverage
State Minimum
$119
per month
card cover
Margaret (24 years old)
coverageCoverage
State Minimum
$170
per month
card cover
Randall (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$331
per month

2015 Honda Accord insurance costs for senior drivers

On the whole, senior drivers pay some of the lowest car rates—they’re more established motorists and providers take note of that when determining insurance premium costs.
But that doesn’t necessarily extend to every senior. Insurance costs will actually rise for seniors over the age of 70 on account of increased driver error and the likelihood of more serious injuries in the event of a crash.
card cover
Mary (70 years old)
coverageCoverage
State Minimum
$62
per month
card cover
Donald (73 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$171
per month

2015 Honda Accord insurance cost for drivers with driving violations 

Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Defective Equipment
Progressive
$131
• State Minimum Liability
Failure to Stop
Allstate
$255
• State Minimum Liability
• Comp / Collision
Cell Phone
Safeco
$113
• 15,000/30,000 Liability
Careless Driving
AAA
$412
• 30,000/60,000 Liability
• Comp / Collision
Driving on Sus. License
Gainsco
$119
• State Minimum Liability
• Comp / Collision
Failure to Obey Signal
Mercury
$245
• 50,000/100,000 Liability
• Comp / Collision
Improper Passing
Travelers
$63
• 15,000/30,000 Liability
coverageLast Updated Apr 22, 2024

How can I lower the cost of insurance for my 2015 Honda Accord?

Smart shopping strategies
and
car insurance discounts
can help you lower the cost of coverage for a 2015 Honda Accord. Here’s how: 
  • Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.
    Jerry
    makes the comparison process quick and easy!    
  • Use a broker: Unlike captive agents and even most independent agents,
    car insurance brokers
    earn commissions without adding to your insurance costs or pushing you towards a more expensive policy. 
  • Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.
    Home and auto bundles
    save drivers an average of 15% or more! 
  • Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle! 
  • Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!

FAQ

Is insurance on a Honda Accord expensive?

$100 per month is the average cost of insurance on a Honda Accord. That’s cheaper than the national average, thanks to Honda’s reputation for safety and reliability. 

Are Accords cheap to insure?

The Honda Accord is generally cheaper to insure than the average vehicle. Within the Honda family, the Accord is slightly more expensive than the average rate. 

What is the best year to buy a Honda Accord?

The 2011, 2016, 2017, and 2020 Accords get the best ratings for reliability and performance—although the 2020 Accord will command a higher price on the used car market. 
You should try to avoid the 2018, 2019, 2013, 2014, 2015, and 2008 models if you can. The ‘08 had enough issues with airbags that it led to a recall. The 2013 had issues with the starter, and the 2018 Accord had problems with the forward collision avoidance system.

What is the most expensive Honda to insure?

The Honda Civic and Honda Passport tend to be the most expensive models to insure, although they’re still cheaper than many other makes. Top trim levels and newer model years will bump up that price significantly. Note that the Accord’s average insurance cost tends to fall just above average compared to other Hondas.

Is it worth buying a used Honda Accord?

Although reliability ratings vary slightly from one model year to the next, in general, the Honda Accord earns top ratings for reliability and longevity. The Accord ranks 1st for midsize cars and has an average annual repair cost around $400, which is much cheaper than the national figure.
If you can find an accident-free Accord at a good price, you could be looking at a great investment.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.