Factors like your personal profile, driving record, and location are all important considerations for insurance companies when they set your rates. But each insurer weighs these factors differently, which means your insurance premium will vary between carriers
Nationwide is a good choice for safe drivers who are technologically inclined. They offer a robust online platform, mobile app, and website that earn them 4.6/5 from Jerry.
Progressive is well known in the insurance world for its financial strength, wide array of coverage options, and great discounts and features. Progressive is a good option if you’re tech savvy or a higher-risk driver. Jerry gives it a solid 4.6/5 rating.
Kemper focuses on insuring high-risk drivers who might have trouble finding insurance with other carriers. It files SR22 forms for drivers who need to provide proof of coverage to the state, and even insures vehicles with salvage titles that have been rebuilt after being totaled. Jerry rates Kemper a 4.3/5.
Safeco is an affordable choice for younger drivers. Their claims-free cashback program offers a small refund for every six months that you remain claims-free. Thanks to these perks, Jerry rates Safeco 4.5/5.
As a big player in the industry, Allstate has a large network of agents and repair shops. It offers a range of great digital features, including a rate calculator, mobile app, online bill payment, and online claim reporting. Allstate gets 4.5/5 from Jerry.
Travelers offers valuable add-ons for drivers, such as roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage. It also has numerous discounts, such as savings for being a safe driver and a good student. Jerry gives Travelers a 4.7/5 rating.
State Auto is a good choice for safe and experienced drivers looking for the most out of their money. It offers a huge range of coverage options and maximizes convenience by allowing drivers to file claims online. State Auto gets a 4.1/5 rating from Jerry.
National General is a good choice for high-risk drivers. In many of the states where it does business, National General has a claims satisfaction guarantee whereby they’ll waive your deductible up to $250 if you’re not happy with your claims experience. Jerry gives National General a rating of 4.1/5.
Dairyland specializes in high-risk drivers and offers flexible payment plans, plus 24/7 live claims support in almost 40 states. For these reasons, Dairyland gets a rating of 4.6/5 from Jerry.
Clearcover is the insurance company for tech-savvy drivers. With its award-winning app, you can easily (and instantly!) file a claim, pay your bill, and access proof of insurance—all while keeping communication online. Jerry rates Clearcover a 4.1/5.
How to compare prices to find the most affordable coverage
The same driver and coverage can result in very different rates from insurers. If you want the best policy and premium, you need to compare quotes.
But remember, the ‘best’ coverage isn’t always the cheapest. While finding affordable insurance is important, the cheapest policy won’t help you in a pinch if it doesn’t offer the coverage you really need.
Almost every insurance company offers online quotes, so you can head to their website, fill out a form, and get your rate. But if you’ve ever done this, you know how monotonous and time-consuming it can be.
To make sure you’re getting the right coverage for the best price, use the comparison shopping and broker app Jerry.
All you’ll need to do is answer a few questions that take less than a minute, and Jerry will provide you with three competitive quotes from top, name-brand auto insurance providers.Once you decide on a plan, Jerry handles the rest—from the paperwork to canceling your old policy.
And since Jerry reviews your policy every 6 months, you can be sure that you’re always getting excellent coverage at an even better price.
Avg. Annual Premium
Key Takeaway Using an insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.
Cost of insuring a Honda
Cost of insuring with minimum coverage and full coverage
The average annual insurance premium for a Honda is $1,814 per year for minimum car insurance and $2,519 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,782 per year for minimum car insurance and $2,484 for full-coverage insurance.
Of course, the insurance cost for your Ford will depend on what kind of coverage you select. Every state has minimum coverage requirements that you must adhere to.
Here are the basic types of insurance that your state may require:
Pays for your own medical expenses after a car accident
Remember that these are mandatory minimum requirements, not recommendations. If you can afford it, it’s usually a good idea to purchase additional coverage for your Honda.
Even a relatively minor accident can result in thousands of dollars of damage and medical bills. If you’re at fault but don’t have enough coverage, you will be responsible for the costs out of pocket.
If you’re leasing or financing your Honda, you may be required to purchase full-coverage insurance. You should also consider full-coverage insurance if you can’t afford to replace your car in the event of a total loss.
Your age and driving record are important factors in your insurance rate since they say a lot about your driving experience and risk of getting into an accident. Older drivers who have a lot of experience typically pay less for insurance.
Traffic violations can also have a big impact on your insurance premium. While minor speeding tickets typically won’t affect your rates too much, serious offenses like driving under the influence (DUI) and careless driving will—sometimes for up to a decade or more.
But there’s good news! If you improve your driving habits and maintain a clean record moving forward, you’re likely to see your premiums drop.
Here’s how accidents and violations can affect car insurance costs for Hondas by age group:
Key Takeaway Insurance costs for your Honda will vary depending on factors like your driving record, age, and insurance coverage needs.
Cost of insuring popular models
Honda produces many different types of vehicles, and your insurance rate will vary depending on the model you have. This is because repair and replacement costs differ between models.
In general, more expensive cars require bigger payouts from insurers—which means bigger insurance premiums for you.
No matter what model you drive, Jerry can find you big savings for the same coverage that you already have.
Download the Jerry app and answer a few questions. Jerry will pull your information from your current provider and review 45+ insurance companies to find you the three best quotes. When you’re ready to switch, Jerry takes care of everything so get on the phone or fill out any long forms.
The average Jerry user saves $879 a year on car insurance.
If you want to learn more about car insurance costs for various popular makes, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
Cost of insuring your Honda by year
Most and least expensive years of car
Depreciation means that older vehicles usually cost less to insure than newer ones.
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. And the less your car is worth, the less it costs to repair or replace if you need to make a claim. For you, this means savings on insurance rates.
Drivers with newer cars also tend to lease or finance their vehicles and therefore must have full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance required by your state.
According to Jerry’s internal data, the cheapest years for Hondas are 1987 and 1986.
The most expensive years for Hondas are2010 and 2020.