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Jerry Data & Research
Cheapest Ford Maverick XL Car Insurance (Nov 2024)
Cheapest Ford Maverick XL Car Insurance (Nov 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Ford Maverick XL
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Andrea Barrett
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Ford Maverick XL car insurance cost?
- Compare the cheapest Ford Maverick XL car insurance quotes
- The best car insurance companies for Ford Maverick XL owners
- Ford Maverick XL insurance cost by model year
- Are Ford Maverick XLs expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Ford Maverick XL car insurance cost?
On average, Ford Maverick XL drivers spend $122 each month on state minimum car insurance, and $140 per month on full coverage insurance. Compared to the base models of other small pickups like the
Honda Ridgeline Sport
, Chevrolet Colorado LT
, and GMC Canyon
Elevation, the Ford Maverick XL is similar in price when it comes to insurance.Many factors play a role in determining your Ford Maverick XL car insurance costs, from your age and address to your driving record, insurance history, and coverage levels. The vehicle you own is just one piece of the calculations that insurance companies run when generating a quote.
Compare the cheapest Ford Maverick XL car insurance quotes
This may feel complicated, but it doesn’t have to be. As a trusted insurance broker and free quote comparison tool, Jerry is an essential resource for Ford Maverick XL owners.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
November 21, 2024 | 2022 | Allstate | $126 | Mario, 54 | • 50,000/100,000 Liability • Comp / Collision |
November 18, 2024 | 2022 | Mercury | $221 | Devin, 30 | • 50,000/100,000 Liability • Comp / Collision |
November 15, 2024 | 2022 | Safeco | $76 | Louis, 29 | • State Minimum Liability |
November 12, 2024 | 2022 | Progressive | $120 | Julian, 52 Villa Hills, KY | • 100,000/300,000 Liability • Comp / Collision |
November 11, 2024 | 2022 | National General | $199 | Lee, 30 | • State Minimum Liability |
Last Updated Nov 21, 2024It’s important to remember that auto insurance rates can vary significantly, even for the same car model and trim. For instance, driver age has a major impact on rates: an 18-year-old driver will pay a much higher premium for a t Ford Maverick XL insurance policy than a 30-year-old driver.
While
average rates
are helpful, shopping for personalized quotes
is the best way to find out how much you can expect to pay for t Ford Maverick XL car insurance. The best car insurance companies for Ford Maverick XL owners
There is no best car insurance company for all Ford Maverick XL owners. That’s because car insurance quotes are based on factors unique to you—your age, your address, your driving history, your deductibles, and more.
The cheapest insurance company for one Ford Maverick XL driver might give higher quotes to another person—even though they’re insuring the exact same model and trim.
Besides price, you also need to consider other factors such as claim handling and customer service.
To help drivers better compare different
car insurance companies
, Jerry’s conducted the largest insurance shopping survey in the nation to learn about drivers’ satisfaction with the prices, customer service, claims handling, and overall experience of different auto insurance companies.The table below shows how Ford Maverick XL drivers rate different companies.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Ford Maverick XL insurance cost?
From our experience helping lots of Ford Maverick XL drivers lower their car insurance rates, we found that the average cost of minimum liability coverage is $122 per month or $1,464 per year.
The average cost for full coverage insurance is $140 per month or $1,680 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $122 | $1,464 |
Full coverage | $140 | $1,680 |
How much car insurance do you need for a Ford Maverick XL?
Minimum coverage insurance
is the minimum amount of coverage legally required in your state, which typically includes basic liability insurance. Full coverage insurance
, on the other hand, provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident. Explore insurance costs for other models
How do Ford Maverick XL insurance quotes compare to other Ford Maverick car insurance rates?
The cost to insure your Ford Maverick XL compared to other Ford Mavericks will vary depending on several factors. Vehicle-specific factors like the trim level, model year, and features all influence the cost of car insurance for your Maverick, but your driver profile and insurance company can also change rates.
Trim levels of the Ford Maverick have a lot to do with how much you’ll pay to insure your vehicle. Trims with higher MSRPs, larger engines, and more features tend to cost more to insure.
A larger and more powerful engine in your Maverick, regardless of whether you have the base trim or top-of-the-line, leads to better vehicle performance, which increases the risk of accidents and, subsequently, insurance costs. Similarly, the more tech features you add to your Maverick, the more you’ll pay to insure it.
A larger and more powerful engine in your Maverick, regardless of whether you have the base trim or top-of-the-line, leads to better vehicle performance, which increases the risk of accidents and, subsequently, insurance costs. Similarly, the more tech features you add to your Maverick, the more you’ll pay to insure it.
Together, these factors will increase the cost of insurance for higher trim levels, but adding features to lower-level trims can also increase insurance costs. For example, the 2023 Ford Maverick XL comes standard with a 2.5-liter four-cylinder engine paired with a hybrid system to produce 191 horsepower and 155 lb-ft of torque.
However, drivers can upgrade to a turbocharged 2.0-liter four-cylinder engine producing 250 hp paired with an eight-speed automatic transmission and either front- or all-wheel drive. In addition to an engine upgrade, drivers can also add one of three packages (4K Towing package, FX4 Off-Road package (requires all-wheel drive), or Ford Co-Pilot360 package), which will drive up insurance rates, even on the XL.
Additional features on a base-level Maverick could mean you end up paying the same insurance rates that you would to insure the top-level Lariat (without extra features). But you’ll also want to consider use when looking at insurance costs.
The Ford Maverick XL without optional packages is designed for everyday road use, which is often a lower risk for insurers. However, add the FX4 Off-Road package that includes all-terrain tires, exposed front tow hooks, hill descent control, and skid plates, and your Maverick XL automatically becomes a bigger risk
The base-level Maverick XL might be cheaper to insure than the XLT or Lariat, but putting additional features on your Maverick can drive up the cost of insurance due to more risk and higher repair and replacement costs.
The base-level Maverick XL might be cheaper to insure than the XLT or Lariat, but putting additional features on your Maverick can drive up the cost of insurance due to more risk and higher repair and replacement costs.
Check out the table below to see the average cost of auto insurance for the Maverick XL compared to other trim levels.
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$122 | $140 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Ford Maverick XL insurance cost by model year
Your Ford Maverick XL insurance costs depend in part on when your vehicle was manufactured—i.e., the model year.
Newer models tend to be more expensive to insure, thanks to a higher cash value and hard-to-replace tech. If you drive an older Ford Maverick XL model, you’ll likely pay a lower rate.
2023 Ford Maverick XL car insurance quotes
Unfortunately, newer cars can tend come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Ford Maverick:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2023 | Progressive | $156 | Patrick, 25 | • 50,000/100,000 Liability • Comp / Collision |
2023 | Bristol West | $139 | Nellie, 39 | • 25,000/50,000 Liability |
2023 | Bristol West | $198 | Logan, 27 Lakehurst, NJ | • 25,000/50,000 Liability |
2023 | The General | $366 | Brian, 41 White Pine, TN | • State Minimum Liability • Comp / Collision |
Last Updated Nov 19, 2024 2022 Ford Maverick XL car insurance quotes
It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Ford Maverick XL drivers below:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2022 | Progressive | $144 | Clarence, 31 | • 50,000/100,000 Liability • Comp / Collision |
2022 | Progressive | $120 | Julian, 52 Villa Hills, KY | • 100,000/300,000 Liability • Comp / Collision |
2022 | State Auto | $115 | Hulda, 28 | • State Minimum Liability • Comp / Collision |
2022 | Bristol West | $148 | Julia, 34 | • No Coverage Liability |
2022 | Aspire Advantage | $71 | Grace, 64 Huntington Beach, CA | • State Minimum Liability |
Last Updated Nov 21, 2024Are Ford Maverick XLs expensive to insure?
The cost to insure a Ford Maverick XL depends on several driver- and vehicle-specific factors. Here’s a look at some of the factors that can influence your insurance rates:
- Safety features: Vehicles equipped with advanced safety features like lane keep assist, blind spot monitor, hill descent control, adaptive cruise control, and others typically see lower insurance rates due to a lower risk of a collision. Your vehicle's IIHS and NHTSA safety ratings also affect how much insurance costs.
- Tech features: The more luxury and tech features your Maverick has, the more it will cost to insure due to higher repair and replacement costs.
- Engine: The Maverick XL comes standard with a 2.5-liter four-cylinder engine paired with a hybrid system that produces 191 horsepower, but drivers can upgrade to a turbocharged 2.0-liter four-cylinder engine producing 255 horsepower. Keep in mind that a more powerful engine can lead to higher insurance costs.
In addition to your Maverick’s features, car insurance rates are also influenced by your:
- Age
- Location
- Driving record
- Mileage
- Credit score (varies by location)
Take a look at how Ford Maverick XL insurance costs compare to other vehicles:
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$36 | $126 | |
$52 | $201 | |
Ford Freestar | $66 | $67 |
Ford F-350 | $74 | $117 |
Ford F-450 | $74 | $137 |
Ford Windstar | $74 | $92 |
Ford F-250 | $76 | $123 |
$76 | $134 | |
Ford Freestyle | $77 | $135 |
$80 | $120 | |
Ford Escort | $85 | $121 |
$85 | $171 | |
Ford Fiesta | $86 | $182 |
Ford Econoline | $87 | $125 |
Ford Flex | $87 | $188 |
Ford F-150 | $88 | $120 |
Ford C-Max | $90 | $161 |
Ford Expedition | $90 | $169 |
Ford Five Hundred | $95 | $150 |
Ford Crown Victoria | $96 | $206 |
$99 | $205 | |
Ford Edge | $101 | $143 |
Ford Escape | $102 | $150 |
$103 | $187 | |
Ford Excursion | $104 | $122 |
Ford Fusion | $110 | $171 |
$114 | $161 | |
Ford Ecosport | $115 | $173 |
Ford Contour | $122 | $181 |
$122 | $140 |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.