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With so many insurance companies out there, it’s hard to know where to start when looking for auto insurance coverage. That’s why Jerry turned to the experts to help compare these two providers.

The table below compares ratings from the following five experts to give you a quick snapshot of each company’s strengths and weaknesses:

	Mapfre	Plymouth Rock
Average Rating	4.03	4.13
Number of Reviews	37	133
BBB Rating	A+	A+
NAIC Rating	1.02	0.88
Clearsurance Rating	3.8	4.04
J.D Powers Rating	2	3
A.M. Best Rating	A+	A-

Here's how to interpret these scores:

Better Business Bureau (BBB): BBB ratings rank a company’s interactions with its customers on a scale from A+ to F.
National Association of Insurance Commissioners (NAIC): The NAIC is a regulatory body that evaluates the risk of insurance companies from NAIC-1 (safest) to NAIC-6 (extremely risky/close to default).
Clearsurance: Clearsurance is an independent insurance marketplace that gives ratings on a five-point scale based on customer reviews.
J.D. Power: In addition to reviewing cars, J.D. Power rates customer satisfaction for insurance companies on a 1,000-point scale.
A.M. Best: The world’s largest credit rating agency focused on the insurance industry, AM Best rates companies on financial stability, risk management, and market position with grades from A++ to D-.

How much does Mapfre and Plymouth Rock car insurance cost?

One of the biggest choices when picking an auto insurance policy is minimum coverage vs. full coverage. In general, a policy with collision and comprehensive insurance will cost more than one that only includes your state’s minimum liability limits—but which company offers a better average rate for each type of coverage?

	Mapfre	Plymouth Rock	National Average
Minimum Insurance Required	$1,003	$2,457	$1,707
Full-Coverage Insurance	$1,532	$2,734	$2,347

Compare Mapfre and Plymouth Rock insurance cost after DUI

Mapfre is the most cost effective option after a DUI. If you’ve got a DUI on your record, you’re likely paying more than the average rate for car insurance. That’s because insurance companies take violations like DUI very seriously and raise rates for drivers they see as high-risk. But a DUI conviction might not carry the same weight with every company: see which provider is better for drivers with a DUI below.

	Mapfre	Plymouth Rock	National Average
After DUI	$1,642	$2,742	$3,596
Clean Record	$1,799	$2,328	$2,703

Compare Mapfre and Plymouth Rock insurance cost after speeding ticket

Mapfre offers the cheapest insurance after a speeding ticket. Most drivers will exceed the speed limit at some point, whether by accident or on purpose. But your need for speed can raise your insurance rate if you’re caught traveling over the speed limit—particularly if it happens more than once in a short time. See how your rate could change with each provider below.

	Mapfre	Plymouth Rock	National Average
After Speeding Ticket	$2,102	$2,424	$3,273
Clean Record	$1,799	$2,328	$2,703

Compare Mapfre and Plymouth Rock insurance cost after an accident

Accidents happen. In fact, statistics show that the average driver will be in three to four car accidents over the course of their life. Your insurance policy will come to the rescue when that happens, but your premium is likely to rise after a claim. However, insurance companies won’t all raise your rate by the same amount, and some even have accident forgiveness for certain cases. If you have accidents on your record, Mapfre will likely offer the lowest rates of the two.

	Mapfre	Plymouth Rock	National Average
Accidents	$1,984	$2,490	--
No Accidents	$1,753	$2,200	--

Compare Mapfre and Plymouth Rock insurance rates for teens

If you’re getting ready to purchase your first-ever auto insurance policy—or preparing to add a teen to your existing policy—you probably already know that you’re looking at elevated premiums. Because teen drivers lack experience and have a statistically higher rate of both accidents and violations, insurance companies charge more—but which company charges the most for teen drivers?

	Mapfre	Plymouth Rock	National Average
16 year old	--	--	--
17 year old	--	--	--
18 year old	--	--	--
19 year old	--	$2,622	--

Compare Mapfre and Plymouth Rock insurance rates by credit score

You’re probably aware of how your credit score impacts your car payments—but did you know it can also influence the auto insurance quotes you get from different companies? See how these two insurers deal with applicants in different credit brackets below.

	Mapfre	Plymouth Rock	National Average
Poor (300-500)	$1,056	$2,585	$1,796
Fair (500-600)	$950	$2,327	$1,617
Good (600-750)	$899	$2,201	$1,530
Great (750-850)	$853	$2,088	$1,451

Compare Mapfre and Plymouth Rock insurance rates for seniors

Teens aren’t the only age group with special concerns when it comes to auto insurance. If you’re looking for affordable car insurance coverage as a senior, you need a company that offers the best rates for drivers past age 55. Between Mapfre and Plymouth Rock, that's Mapfre. As an example, let’s look at the average rates for a 60-year-old man and woman from the two providers below.

	Mapfre	Plymouth Rock	National Average
60 year old Male	$1,305	$2,035	--
60 year old Female	$1,503	$1,891	--
60 year old Non-binary	--	--	--

Best car insurance discounts: Mapfre vs. Plymouth Rock

Mapfre and Plymouth Rock offer a good range of discount options—but Plymouth Rock provides a few more unique options.

Here’s a comparison of the driver-, vehicle-, and policy-based discounts offered by each insurer.

Discount	Mapfre	Plymouth Rock
Accident-free driver		X
Good student	X	X
Vehicle safety features		X
Multi-vehicle	X	X
Multi-policy	X	X
Student away at school	X	X
Early sign-up		X
Pay in full	X	X
Paperless billing	X	X

Usage-based discounts

It is becoming increasingly common for car insurance companies to offer policyholders the option to sign up for these app-based telematics programs. These programs monitor some of your driving practices to get a more accurate picture of your car insurance rates. And safe or low-mileage drivers often earn discounts.

Between Mapfre and Plymouth Rock, only Mapre currently has its own usage-based program available. Here’s how it works:

Mapfre’s MotionSmart allows you to earn up to 10% off of your next policy renewal—but your premiums might increase as well. You're most likely to earn savings if you stay within the speed limit, keep off your phone when driving, and practice safe acceleration, cornering, and braking.

MORE: How to get car insurance discounts

Best car insurance coverage options

Mapfre and Plymouth Rock both offer a very good range of optional policy upgrades that can help you tailor your car insurance coverage to your needs.

Bodily injury liability and property damage liability are almost always required coverages—and uninsured/underinsured motorist protection or other types of coverage could be mandated too.

Of the policy upgrades we are comparing, Mapfre provides 10 and Plymouth Rock provides 11.

These are some things you might want to keep in mind:

Both providers offer accident forgiveness and vanishing deductible policy riders that may help you reduce your total car insurance expenses.
Plymouth Rock’s pet injury protection plan will give you the peace of mind of knowing vet bills are covered if your pet is injured in a car accident.
Gap insurance pays to cover interest payments on a total loss vehicle that is financed or leased—and both companies offer this type of coverage.

Here’s a rundown of the coverages offered by each:

Coverage option	Mapfre	Plymouth Rock
Collision	X	X
Comprehensive	X	X
Medical payments	X	X
Gap insurance	X	X
Accident forgiveness	X	X
Rental reimbursement	X	X
New car replacement	X	X
Vanishing deductible	X	X
Roadside assistance	X	X
Custom parts & equipment value
Rideshare	X	X
Pet injury		X

Additional products offered by Mapfre and Plymouth Rock

Plymouth Rock and Mapfre both provide a great selection of other insurance products in addition to car insurance—but Mapfre has a slightly wider selection available.

And this may be good news if you want to save money with bundling discounts for different types of insurance.

Here’s a sampling of the additional products you can get with each provider.

Product	Mapfre	Plymouth Rock
Homeowners	X	X
Renters	X	X
Condo	X	X
Life
Boat	X	X
Motorcycle	X	X
RV	X
Mobile home	X	X
Travel trailer	X

Read real Mapfre and Plymouth Rock reviews from Jerry users

But we’re not just concerned with what credit rating agencies and professional organizations have to say about these companies: for Jerry, our users are the ultimate experts. Here’s what Jerry users who got policies with each provider had to say about their experience.