PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Cheapest car insurance in Alpine, California (Nov 2024)
Cheapest car insurance in Alpine, California (Nov 2024)
By comparing personalized car insurance quotes, you can find the cheapest car insurance in Alpine, CA.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How to find the cheapest car insurance in Alpine
- Cheapest Alpine car insurance for good drivers
- Best car insurance companies in Alpine
- Best cheap car insurance quotes in Alpine
- Average cost of car insurance in Alpine
- Car insurance quotes in Alpine by rating factors
- How do different factors impact your car insurance costs in Alpine?
- Cheap car insurance quotes in Alpine after driving violations
- Cheap car insurance quotes in Alpine by driving experience
- Cheap car insurance quotes in Alpine based on insurance history
- Cheap car insurance quotes in Alpine for popular cars
- How to lower car insurance costs in Alpine
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance in Alpine
Car insurance
in Alpine costs $64 per month for minimum liability insurance coverage and the same for full coverage. That’s 25% less than the national average.| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $208 | Oscar, 21 Zip: 91901 | Honda Civic LX | • No Coverage Liability |
| Bristol West | $111 | Brent, 40 Zip: 91901 | KIA Niro S | • State Minimum Liability |
Clearcover | $93 | Mildred, 28 Zip: 91901 | GMC Terrain SLE | • 50,000/100,000 Liability |
| Anchor General | $92 | Hulda, 28 Zip: 91901 | KIA Optima Plug-In Hybrid | • State Minimum Liability |
| Aspire Advantage | $193 | Dorothy, 21 Zip: 91901 | Honda Civic EX-L | • State Minimum Liability • Comp / Collision |
Last Updated Nov 22, 2024Cheapest Alpine car insurance for good drivers
When it comes to car insurance, your rates depend on factors like your where you live, the type of car you have, and your driving history. While most factors are out of your control, you can still save money on insurance by being a good driver and keeping a clean driving record.
If you live in Alpine and drive responsibly, you could save up to 40% on your car insurance. And with
Jerry's DriveShield™
, you can monitor your driving habits and earn discounts for safe driving. Customer | Driving Score | Insurance Savings | Has Violations | Insurance Coverage |
|---|---|---|---|---|
Giovanni, 25 | 88 | 28% | No |
|
Alex, 34 | 98 | 35% | No |
|
Paul, 44 | 76 | 20% | No |
|
Dina, 54 | 96 | 31% | No |
|
David, 65 | 74 | 24% | No |
|
Best car insurance companies in Alpine
Providers give different
car insurance quotes
to every driver, so there’s no “most affordable” company for everyone. Also, you need to think about whether claims handling and customer service are important to you.Nothing illustrates this better than the data from Jerry’s national car insurance shopping survey, the largest of its kind in America. GEICO and State Farm might be big names in California, but they got mixed reviews for affordability and customer service. However, customers gave
National General
and Aspire Advantage
better scores.You can see how drivers in Alpine rated popular companies in California on a five-point scale below:
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Progressive | 4.4 | 3.9 | 3.9 | 4.3 |
| USAA | 4.3 | 4.8 | 4.8 | 4.8 |
| Geico | 4 | 3.5 | 3.8 | 3.9 |
| State Farm | 3.9 | 3.3 | 3.7 | 4 |
Liberty Mutual | 2.8 | 3.2 | 2.7 | 2.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Alpine
In Alpine, California, it's required to have car insurance. The minimum amount of insurance you should have is called liability insurance. However, only having this type of insurance might not be enough to cover the costs if you get into an accident. So, you should also consider getting full coverage insurance, which can help pay for damage to your own car.
Cheap minimum liability insurance quotes in Alpine
Every car insurance policy sold in the Golden State must follow
California's car insurance laws
, which mandate at least:- $30,000 bodily injury liability per accident
Here are the lowest prices Jerry customers found for the minimum coverage in Alpine, CA.
Brent (40 years old)
$111
per month
Ivan (33 years old)
$128
per month
Dorothy (21 years old)
$193
per month
Do you need more than minimum coverage in Alpine?
The minimum car insurance requirements in California are some of the lowest in the country. Most Alpine drivers would be better off with double or triple the minimum coverage.
You could be responsible for medical bills and vehicle repairs well over the 15/30/5 limit in an at-fault accident, especially if you cause another person serious injuries. And replacing a totaled car can cost more than $40,000, which is much more than the $5,000 minimum property damage limit.
According to
California’s car accident laws
, your level of financial responsibility matches your level of negligence in causing an accident. And you could be sued for bodily injuries for up to two years after a car accident, or three years for property damages!The bottom line: Make sure your coverage limits safeguard both your current and future assets in case of a serious accident. Most insurance experts recommend liability limits of 50/100/50, or 100/300/100 if you can afford it.
Cheapest full coverage car insurance quotes in Alpine
Unlike liability insurance, which pays for the other driver’s expenses,
full-coverage car insurance
pays for repairing or replacing your car after an accident. It’s a blanket term for two types of insurance:- Collision coveragepays for any damages after a collision with another vehicle or stationary object, like a fender-bender.
- Comprehensive coveragepays for any damages that result from a weather or crime-related accident, like hail, theft, or vandalism.
If you lease or finance your car, you’re probably required to carry full coverage insurance as a condition of your agreement.
Other popular types of coverage include
Uninsured Motorist Coverage (UM)/Underinsured Motorist Coverage (UIM)
. UM/UIM insurance can help pay for medical expenses resulting from an accident caused by an at-fault driver who’s uninsured (i.e. they aren’t carrying insurance) or underinsured (i.e. their limits don’t fully cover your bills). California also allows drivers to purchase uninsured motorist property damage insurance, which can pay up to $3,500 in property damages if an uninsured motorist damages your car.Here are the best deals on full car insurance coverage that Jerry found for drivers in Alpine, California:
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• 50,000/100,000 Liability • Comp / Collision | Progressive | $113 | Ricky, 32 Zip: 91901 | Volkswagen Jetta S |
• State Minimum Liability • Comp / Collision | Allstate | $180 | Logan, 34 Zip: 91901 | Mazda 3 Grand Touring |
• 100,000/200,000 Liability • Comp / Collision | Clearcover | $167 | Myrtle, 28 Zip: 91901 | GMC Terrain SLE |
• State Minimum Liability • Comp / Collision | National General | $128 | Ivan, 33 Zip: 91901 | Mazda CX-5 Sport |
• State Minimum Liability • Comp / Collision | Aspire Advantage | $193 | Dorothy, 21 Zip: 91901 | Honda Civic EX-L |
Last Updated Nov 21, 2024The advantage of using a
trusted car insurance broker
is that it’s fast and easy. The Jerry app offers free car insurance quotes and a team of 100+ licensed insurance agents.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Alpine
For minimum liability auto insurance, drivers in Alpine pay an average of $766 per year, which works out to $64 per month. For a full coverage policy, they pay about $190 per month or $2,275 per year.
Once you start asking car insurance companies for personalized quotes, however, you may be surprised to see how far they fall from the average. That’s because calculating your auto insurance premiums is a complicated process with lots of factors.
Compare car insurance costs in other states
Car insurance quotes in Alpine by rating factors
Your driver profile is composed of rating factors, data that gives insurance companies an idea of who you are, how you drive, and how expensive you are to insure. The rating factors with the biggest
effect on your insurance premiums
are:- Driving history: Policyholders with clean driving records qualify for better deals and discounts than those with a string of traffic citations or driving convictions.
- Mileage: Daily commuters and road trippers are at an increased risk of getting into a car accident, so they pay higher monthly premiums than retirees or people who work from home.
- Parking spot: Public parking spots are subject to higher rates of theft and vandalism, so you’ll pay less if you own a private lane or garage.
- Vehicle: It costs more to insure a car with performance parts or luxury materials, especially if you want collision or comprehensive coverage.
How do different factors impact your car insurance costs in Alpine?
How do different factors impact your car insurance costs in Alpine?
Allowed (with applicable limitations): Driving experience, marital status, zip code.
Prohibited (or effectively prohibited): Gender, age, credit history, education, occupation, employment status, insurance history.
Learn more about the car insurance rating factors in Alpine:
Cheap car insurance quotes in Alpine after driving violations
Your
California driving record
reflects your driving habits and how likely you are to file a car insurance claim. Your annual premiums will spike if you’re convicted of:Cheapest car insurance in Alpine after speeding ticket
Get a speeding ticket in Alpine and your rates could jump by 13%. Jerry can help you find car insurance companies in Alpine that don’t penalize speeding as harshly as others.
Last Updated Nov 22, 2024Cheapest car insurance in Alpine after DUI
A
DUI conviction in California
is an alarming sign to most insurance companies. At worst, your premiums could spike by up to 22%.Unsurprisingly, drivers in Alpine with a DUI on record have a hard time finding an affordable insurance plan. Jerry’s solution is to help you compare rates from as many companies as possible to find a great deal.
Cheapest car insurance in Alpine after an at-fault accident
Because it’s an at-fault state, a car accident in California could increase your premiums by an average of 15%.
Jerry helps drivers find a fresh start after an at-fault accident with a free comparison of the lowest car insurance rates in Alpine.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Allstate | $180 | Sophie, 33 Zip: 91901 | Mazda 3 Grand Touring | • State Minimum Liability • Comp / Collision |
Not At Fault | Progressive | $113 | Stella, 31 Zip: 91901 | Volkswagen Jetta S | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Nov 22, 2024Cheapest car insurance in Alpine after other driving violations
Speeding tickets and DUIs are bad for insurance rates, and so are reckless driving, driving on a suspended license, and other violations.
Here’s how Jerry helped other Alpine customers with other violations find low car insurance;
Violation | Average annual cost of state-minimum liability coverage |
|---|---|
DUI | $1,388 |
Driving on Suspended License | $1,438 |
Reckless Driving | $1,379 |
Cheap car insurance quotes in Alpine by driving experience
No matter where they live, drivers with less experience pay the highest rates.
Though insurers in California do not use age as a factor when calculating insurance premiums, their relative lack of experience behind the wheel compared to older drivers means motorists aged 16 to 19 usually pay the highest rates for insurance.
Despite years of experience, drivers in their mid- to late-seventies may also see a slight increase in insurance rates as slowed response times and higher likelihood of injury in an accident makes them more of a risk to insure.
Cheapest car insurance in Alpine for young drivers
Thanks to their increased risk of getting into an accident and their inexperience on the road, it’s hard to find
cheap car insurance for teen drivers
aged 16-19. You can save up to $2,055 per year by adding them to your car insurance policy instead of purchasing a separate plan.It’s just as easily said as done: after signing up for Jerry, you'll receive a list of the top deals in your area, already sorted and compared.
Gabriel (21 years old)
$200
per month
Cheapest car insurance in Alpine for senior drivers
As drivers age, their chances of getting into an accident and getting injured increase, and so do their insurance premiums.
Car insurance for seniors
is often pricey as a result.
Cheap car insurance quotes in Alpine based on insurance history
Insurance providers suspect the worst when they see a
car insurance lapse
in your history: either you were driving uninsured, or your previous policy may have been canceled for non-payment.Regardless of your reasons, Jerry can help you start fresh with a new insurance provider in Alpine. And with automatic late or missed payment reminders, you can stay on top of your new insurance policy.
Benjamin (27 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Alpine, CA (Zip Code: 91901)
GMC Terrain SLE$121
per month
Cameron (27 years old)
Currently Insured
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Alpine, CA (Zip Code: 91901)
GMC Terrain SLE$213
per month
Troy (33 years old)
$128
per month
Virgie (40 years old)
$111
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Grateful for this app and helping me save money!
Aaron
Fast and friendly service!
Carlisa
Everything is super easy to access in the app and I can get ahold of someone anytime I need!
Alecia
The General is affordable and will work with you on your monthly payments.
Curtis
Cheap car insurance quotes in Alpine for popular cars
The type of car you drive affects your car insurance premiums. Your choice affects the cost of repairs or replacements, the likelihood of theft, and your vehicle’s safety ratings.
According to Alpine drivers, these five models strike the perfect balance between performance and price:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Toyota Camry Hybrid | National General | $85 | Iva, 34 Zip: 91901 | • State Minimum Liability • Comp / Collision |
| Honda Civic LX | Allstate | $338 | Ida, 23 Zip: 91901 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 22, 2024How to lower car insurance costs in Alpine
1. Shop around and compare quotes
Did you know that different insurance companies have different rules for setting your car insurance premium? And what's more, these rules keep changing all the time! So, to make sure you're getting the best deal on your auto insurance, it's always a good idea to compare quotes from at least three different companies and shop around for new rates every six months
But shopping for car insurance can be time-consuming and confusing. That's where Jerry comes in! Jerry is a super easy-to-use tool that can help you compare quotes from over 55 top insurance providers in just 45 seconds. And best of all, Jerry provides this service for free! With Jerry, you can quickly and easily identify the best auto insurance coverage for you at the best price.
2. Hunt for car insurance discounts
Auto insurance policies don’t go on sale, but they can feature
discounts
. You can take advantage of these saving programs by calling your insurer and asking if they offer a:- Bundling discount: Acar and home insurance bundlegives you the chance to pair car insurance with homeowners or renters insurance and save.
- Good driver discount: Most insurance companies offer the lowest rates to drivers with clean driving records, but some also offer bonuses for staying accident-free.
- Good student discount: High school and college students with a B average or higher can take advantage of discount programs that turn studying into savings.
- Telematics discount: A telematics device tracks how far you drive, how hard you brake, and other data. Drive safely and you’ll earn a discount from participating companies.
3. Increase your deductible for comprehensive and collision coverage
You can tailor a full-coverage car insurance policy to your budget by promising to pay more money out-of-pocket after an accident.
FAQ
How much is car insurance in Alpine?
For minimum liability auto insurance, drivers in Alpine pay an average of $766 per year, which works out to $64 per month. For a full coverage policy, they pay about $190 per month or $2,275 per year.
But before you commit to a car insurance provider, do some comparison shopping. Jerry's automatic quote comparison is easy and free.
What is the cheapest car insurance in Alpine?
Because of the highly individualized factors that go into calculating insurance premiums, no one car insurance company will provide the cheapest rates for all drivers in Alpine. But, by comparing insurance quotes, you can find the one that suits you the best.
With Jerry, you don't have to go through the hassle of waiting for multiple quotes. The app generates quotes for you in seconds, and for free! You get the best coverage and prices without any effort. Give Jerry a try today!
What is the best car insurance in Alpine?
The best car insurance in Alpine depends on your priorities, whether that’s affordability or customer service. However, the California drivers Jerry surveyed had good things to say about the customer service departments at Metlife,
Encompass
, and Direct Auto.Jerry lets you compare insurance provider costs and real customer reviews for insurance providers for free.
What is the minimum car insurance in Alpine, California?
California’s minimum liability car insurance requirements follow the “15/30/5” rule. Every policy provides at least $15,000 of bodily injury coverage per person (to a maximum of $30,000 per accident) and $5,000 of property damage coverage in an at-fault car accident.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is a non-fiction writer specializing in comprehensive content that's accessible to beginners, experts, and everyone in between. Since joining the Jerry team, Jasmine has penned over 300 articles on car insurance requirements, driving tips, and car maintenance.
Prior to joining Jerry, Jasmine worked as a graphic designer, storyboard artist, and French customer service representative. She enjoys collecting hobbies and babysitting ducks in her spare time.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.