Will GEICO drop me after my most recent accident?

I managed to get into two car accidents in the last six months that were both determined to be my fault, and I’m getting really nervous about my car insurance. Will GEICO drop me after two accidents?

Sarah Gray · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
most likely will not drop you after two at-fault accidents—but you should expect your
car insurance
rates to increase exponentially.
GEICO and most other standard carriers have a three-year, 36-month rule:
  • If you have three or more at-fault accidents within 36 months, your policy will be non-renewed.
As long as you’ve not been deemed at fault in another accident in the last 36 months, you should be fine. But if you have or you find yourself at fault in another accident in the next couple of years, it’ll be time to find yourself a new provider.
Keep in mind: If GEICO does non-renew your policy, you may be deemed
a high-risk driver
. This can make it difficult and expensive to get insurance from a new carrier who will approve you for coverage.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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