Will a car dealer always verify your employment?

I've been unemployed for about a year, but I should be starting a new job making $95,000 per year soon. I need a car to get to my job. I'm worried that the dealer will want to verify my employment because I haven't started yet. Will a car dealer verify my employment?

Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Some dealerships will call your employer to verify your income and employment. But more realistically, they’ll ask for proof of income in the form of W-2s, pay stubs, or tax returns. A formal job offer letter that states the income you’ll soon be making can be helpful, too.
Since you were unemployed for a year, verifying your previous income is more difficult. As a result, a dealership will likely call your employer. Because of this, you may want to wait to apply for a loan  until you’re actually employed.
While congratulations are in order, remember to be honest on your application: Lying on a loan application can have serious legal consequences. Additionally, many things could happen before you officially start in your new position, and you don’t want to leave your ability to make your future car payments up to chance.
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