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Why would a cell phone ticket raise my insurance?
I got a cell phone ticket and my insurance rates increased. Why?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Getting a ticket for using your cell phone while driving will almost always impact your
car insurance
rates. Since distracted driving tickets show on your driving record, your car insurance company will see them when determining your rate. Since you are currently insured, your insurance company rerated your policy after receiving the ticket.
Insurance companies typically rerate policies during renewal periods or when you apply for a new policy. If you’re unhappy with your current rate, you should comparison shop. You may be able to find a lower rate with another company, even if you have a distracted driving ticket.
To do this, you can get car insurance quotes from dozens of companies online through the
Jerry
app. By requesting quotes, you can see what your rate will be for the coverage you require. You may find a better rate than what you’re currently paying.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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