Services
Insurance
Loans
Repairs
Advice
About

Why did State Farm terminate my car insurance policy?

I just got a letter from State Farm saying that they’re canceling my car insurance, but I have no idea why. Why would State Farm terminate my car insurance?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
There are a number of reasons why State Farm or any other insurance provider may cancel a
car insurance
policy.
These are some common reasons that car insurance policies are terminated:
  • Suspended license
  • Too many driving violation(s)
  • Missed payment(s)
  • Too many car accidents
  • Filing too many claims
  • Providing false information on your application
The bottom line in many cases is that something about the status of your policy was deemed to be too high-risk by the provider. 
Re-read your cancellation notice: You should be able to find more information here about the reason(s) behind your State Farm policy cancellation.
If you still have questions: Review your policy details and contact your
State Farm
agent as soon as possible to get a better understanding of the situation—and to verify there hasn’t been a mistake. It’s possible you might be able to reach a solution that allows you to keep your current policy.
If you believe your policy was canceled unfairly: You could consider filing a complaint with the proper agency. Your state may also have certain laws that determine when an insurance provider can or can’t cancel a policy early.
If there’s no remedying the decision: You’ll need to find a new car insurance policy quickly to avoid a lapse in coverage and the consequences that can come with it. Depending on the reason for your policy cancellation, you may need to prioritize providers that offer insurance to high-risk drivers.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings