PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Where can I refinance my auto loan with a credit score of 550 and a current APR of 9.5%?
"I want to refinance my car loan. Currently, it's 9.5% APR for 84 months. My income is around $5,000 a month, but my credit score is only 550.
Where should I go to refinance and get a lower rate?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A 9.5% APR for 84 months with your credit score is a phenomenal deal. You’re probably not going to find a place to refinance for less than that, even if you cut your loan length down to 48 or 60 months.
However, it’s worth a shot. Check with your current lender to see what they can do for you. And, like you would with
car insurance
, shop around online or in person to find the best rate possible.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
