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When can you refinance a car loan?
What is the recommended time to refinance the loan? My girlfriend and I cosigned for a loan. We want to refinance our car loan to save up money to go on a vacation.
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Saving up money to go on a vacation can feel like a stretch sometimes, but refinancing your car loan can save you hundreds of dollars throughout your new loan. The best time frame is to wait at least six months; however, you can legally refinance anytime.
Starting the process of refinancing your car loan can be stressful and confusing. If you want help navigating multiple lenders to find the best rate, download the
Jerry
app. No matter what your credit score is, Jerry makes refinancing your car easy by comparing quotes from multiple lenders to find a rate that works best for you. On average, car owners pay $85 less every month by refinancing their auto loan.View full answer
- Gregory R.
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