What's a reasonable cost for full coverage on a 2015 Ford Focus?

I was talking to a friend about full-coverage auto insurance. I pay $150 a month for full coverage on my 2015 Ford Focus, and I haven't had an accident or speeding ticket. He pays $61. Am I overpaying?

“Unfortunately, it’s almost impossible to give you a specific rate for full coverage on a 2015 Ford Focus.
This is because several factors may be at play in the price of your coverage, including:
  • Marriage status
  • Owning a home vs. renting
  • Where you live
  • Age
  • Type of vehicle
  • Deductibles
  • Coverage limits
This list goes on and on. If you have a friend with a cheaper rate, these factors could be the determinant.
Your best bet is to check car insurance quotes online to make sure you aren’t overpaying.”
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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