What's a reasonable cost for full coverage on a 2015 Ford Focus?

I was talking to a friend about full-coverage auto insurance. I pay $150 a month for full coverage on my 2015 Ford Focus, and I haven't had an accident or speeding ticket. He pays $61. Am I overpaying?

Answer
“Unfortunately, it’s almost impossible to give you a specific rate for full coverage on a 2015 Ford Focus.
This is because several factors may be at play in the price of your coverage, including:
  • Marriage status
  • Owning a home vs. renting
  • Where you live
  • Age
  • Type of vehicle
  • Deductibles
  • Coverage limits
This list goes on and on. If you have a friend with a cheaper rate, these factors could be the determinant.
Your best bet is to check car insurance quotes online to make sure you aren’t overpaying.”
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Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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