What would insurance cost on a 1999 Chevy Trailblazer?
I'm 16 and I'd be on my parents' insurance. I think they have good credit and clean driving records.
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Answered on Jun 16, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“To determine the cost of car insurance, your parents will need to request a quote with their insurance company.
Every policy is rated differently and insurance carriers look at a variety of different factors when determining a rate. The cost of adding you to their insurance will be specific to your own situation.
Although every carrier is different, all carriers tend to view young or new drivers as high risk. As a new driver, your rate will be significantly higher than what your parents’ rates are. While it does help they have clean records and good credit, their policy premium will increase by adding you.
Depending on their insurance carrier, there may be discounts available for good students or driver training programs. Some carriers also offer training specifically for teens.
Even if their policy increases, if you maintain a clean record, your rate should lower eventually. “
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