PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What type of insurance coverage should I get for a new car in Ohio?
"I'm 24 years old and I've been on my parents' insurance until recently. I'm getting my first car, a 2021 Kia Soul, and I'm not sure what coverage I need.
I have a clean driving record and I have been insured for the last six years. Is there a specific company I should look at?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When determining which car insurance is best for you, you’ll need to look at a few different things.
First, look at Ohio’s required
state minimum car insurance
. This is the amount of coverage you are legally required to have to operate your vehicle on the road. If your vehicle is financed, you most likely will also be required to carry both
collision car insurance
and comprehensive insurance
. From there, determine how much you can spend each month on car insurance. You’ll want to shop around and see which carrier can offer you the highest level of coverage for that amount.
You can never be over-insured, so if you can afford higher coverage, you should get it. Every company is different, so you’ll have to comparison shop to see which plan and rate is the best fit for you.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
