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What type of car insurance do I need for fall?
Do I need to change my car insurance with the seasons? The weather is finally cooling down and I'm wondering if I need to adjust my car insurance coverage. Is there a specific kind of insurance I should be carrying going into fall?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Periodically reviewing your
car insurance policy
is important, so it’s good you’re taking the change of seasons as a chance to do just that!You don’t necessarily need to make adjustments to your insurance for fall. Although weather changes with the seasons and the roads can become slippery in autumn, having the proper car insurance coverage year round is far more important.
Carrying
liability coverage
that’s above your state’s minimum or (better yet) having full coverage
can ensure you and your vehicle are protected regardless of the weather.If you don’t currently have full coverage—meaning
comprehensive coverage
and collision coverage
—consider adding them to your policy. Comprehensive coverage is especially important if you live in an area with deer, as they tend to be more active in the fall.Apart from that, you may want to consider adding roadside assistance to your car insurance or getting a roadside assistance membership. With the weather cooling down, you don’t want to get stuck out in the cold if something should happen.
If you’d like help finding the best rate for additional coverage or adding a roadside assistance membership, go to
Jerry
. Jerry compares personalized rates from the top providers, including Nationwide and Allstate. The average Jerry driver saves $879 a year on car insurance!Now get out there and explore the fall foliage knowing you’re covered!”
View full answer
- Gregory R.
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