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What should I do if my lender won't let me ship my car overseas to Germany, even if I'm deployed?

"I'm in the Army, and I just got notice I'm being deployed to Germany. I want to take my car with me, but the lender won't allow it.

What are my options?"

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Most lenders won’t let you take a financed car overseas simply because they have zero recourse or ability to repossess the car if you stop making payments.
Essentially, you have three options:
  • Give the vehicle to a trusted friend or family member and continue to make the payments until you get back to the U.S.
  • Sell the car, pay off the loan, and buy a vehicle in Germany.
  • Find out if you can get a German lender to take over the loan.
One of these options should work for your needs. Keep in mind that shipping a car to Europe is going to cost you thousands of dollars, so it might not be worth it. Weigh the pros and cons for your finances and for the sake of convenience.”
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