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What is the penalty for driving without insurance in Delaware?
A friend of mine has been complaining that insurance is too expensive, and I’m worried they’re driving without it. What is the penalty for getting caught driving without insurance in Delaware?
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In almost every state, driving without insurance warrants big penalties. In
Delaware
, you’ll get a minimum fine of $1,500 for your first offense and even more for any subsequent violations.If you were to have a second and third violation within three years, you would be fined $3,000. And if you’re caught a fourth time, you could be facing fines along with up to six months in prison. Remember, outside the state-enforced fines, you could also face serious financial repercussions for driving without insurance.
If you hit a car without being insured, you could find yourself personally responsible for paying all damages. That includes personal injuries to passengers in the other car, repairs to both vehicles, and even property damage. Keep in mind that
insurance requirements
are in place to protect everyone involved. If you’re currently uninsured, it may be time to find a policy.To make sure you’re getting the car insurance you need at the lowest available rate, try
Jerry
. A licensed broker, the Jerry app helps users save an average of $887 a year on car insurance. Just download the app and answer a few questions, and Jerry will send you personalized quotes from over 50 different providers like Progressive and Nationwide.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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