What is the highest reasonable amount of liability coverage I should have?
What liability policy numbers are the best? I'm willing to pay more for better coverage.
Answer provided by
Answered on Jul 03, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“The general rule when purchasing car insurance is to purchase as much as you can afford. The higher the coverage limits, the less chance you’ll have to pay any out of pocket costs in case of an accident.
Acceptable liability car insurance for most drivers would be 100k/300k/100k.
This means you have 100k per person, 300k limit per accident in property damage liability, and100k in property damage.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
How much medical coverage should I have in California?
I know there are different options through insurance providers and also the state minimum requirements. How much do I need?
Jul 03, 2021
Should I lower my liability insurance coverage on an older-model Hyundai Tucson?
I'm 17 years old and car insurance is expensive for me. My parents suggested that I drop my comprehensive and collision coverage. Is it a smart move for me to drive on low-limit liability insurance if I only drive my Hyundai Tucson to school and work?
Apr 28, 2021