What is a bodily injury claim?

When would someone submit a bodily injury claim and what would it cover?

Answer
“When someone submits a bodily injury liability claim, it is because they were injured in a not-at-fault accident.
Bodily injury liability covers any injuries that occur to another party or their passengers when another driver is at fault. The other driver’s insurance would pay for your injuries or medical expenses if you submitted a claim after an accident.
If you’re at fault and injured in an accident, you wouldn’t be able to use your bodily injury liability.
To cover your injuries, you would need either personal injury protection or medical payment coverage.”
Emily Maracle
Answered on Jul 06, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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