What is a bodily injury claim?

When would someone submit a bodily injury claim and what would it cover?

Answer provided by
Emily Maracle
Answered on Jul 06, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“When someone submits a bodily injury liability claim, it is because they were injured in a not-at-fault accident.
Bodily injury liability covers any injuries that occur to another party or their passengers when another driver is at fault. The other driver’s insurance would pay for your injuries or medical expenses if you submitted a claim after an accident.
If you’re at fault and injured in an accident, you wouldn’t be able to use your bodily injury liability.
To cover your injuries, you would need either personal injury protection or medical payment coverage.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies