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Jerry Data & Research
What is a bodily injury claim?
When would someone submit a bodily injury claim and what would it cover?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When someone submits a
bodily injury liability
claim, it is because they were injured in a not-at-fault accident.Bodily injury liability covers any injuries that occur to another party or their passengers when another driver is at fault. The other driver’s insurance would pay for your injuries or medical expenses if you submitted a claim after an accident.
If you’re at fault and injured in an accident, you wouldn’t be able to use your bodily injury liability.
To cover your injuries, you would need either personal injury protection or
medical payment coverage
.”View full answer
- Gregory R.
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