Is it ok for someone to borrow my ATV? It's registered and fully insured. My brother wants to use my extra one this weekend, but I am a little nervous since I have never loaned it out before.

If someone hits me, how much will their liability pay in medical fees if I'm injured?

I was in a car accident and wasn't at fault. My car is damaged and I also have medical bills from the accident. Will I need to sue the other driver to get the damages covered?

What do these numbers apply to in car insurance? I'm seeing these coverage limits on my policy, but I don't know what the slashes or the numbers mean.

I was in a minor rear-end collision, but I never felt bad physically after it the next day. Fast-forward to a few days later and my neck hurts and I feel strange. I’ve heard it’s whiplash. To that effect, what are some of the symptoms of a collision in regard to whiplash?

Is there a time limit to make a car insurance claim? I got into a small collision, but I’ve been swamped lately with work and have yet to contact my insurance company. Is it too late?

I think I have both, but what is the difference between the two?

How does bodily injury insurance cover medical expenses? I have bodily injury as part of my liability coverage.

Can you do anything to prevent whiplash in a car accident? My friend's brother just got whiplash after a bad accident. I'd like to know if there's any way to prevent it from happening.

My insurance is renewing next month and I'd like to change my coverages. I think I may be underinsured, but I'm not sure. What is a good amount of insurance to carry?

Do I need both bodily injury and personal injury on my car insurance? Do they cover the same thing?

Every insurance policy has BI listed as a coverage; what does that mean?

Can I submit all of my medical bills to the at fault party's insurance? I was in an accident and not at fault. I had to go to the hospital with injuries. I will also be going to physical therapy weekly.

Do I need to get MedPay if I have bodily injury? I live in South Carolina and I already have bodily injury protection through my coverage.

I know it's not required in this state, but what happens if I don't get it? Will it be dangerous not to have it?

Is 50k per person enough? I have Progressive insurance and I'm curious how much bodily injury liability I should have.

How much should I ask for in a car settlement? I will be submitting a claim for pain and suffering to an at-fault driver's insurance.

I’m studying for my driving test and reading about checking blind spots. The book keeps mentioning something about head restraints being a potential blind spot. What are head restraints?

What type of insurance covers damages I may cause? I just started driving and I'm worried about getting into an accident.

Can I claim the full amount of my medical bills if it exceeds the at-fault driver's limits? Do I need to sue? I was injured and the at fault driver only has $15,000 in bodily injury coverage. My medical bills are $25,000.

I was in an accident yesterday, and I had a massage reserved for today. My lower back is also in pain, but I know you shouldn’t get a massage too soon after an accident. How long should I wait to get a massage after a car accident?

"If we have to carry PIP, why do we need to have bodily injury too? I live in Pennsylvania and here, every driver has to have PIP coverage. Don't they pay for the same thing?"

When would someone submit a bodily injury claim and what would it cover?

I have a chance to upgrade my boat to a yacht. I currently have boat insurance. Do I need a new policy for a yacht?

I got a concussion about a week ago and I haven’t had any reason to get in the car since. However, my parents want to go visit my grandparents this weekend and they want me to come. Will it be safe for me to travel in the car?

I got hit by a car while I was walking to class last week, and it was really scary. I’m a little scraped and bruised and unsure of what I need to do next to handle things correctly. What steps should I take after getting hit by a car as a pedestrian?

This car just came out of nowhere and hit me while I was riding my motorcycle down the street. What do I do now?

I was just driving down the road, minding my own business, when a pedestrian ran out in front of me, and I hit them. What do I do now?

The car in front of me just hit a guy riding his bike—what should I do?

The roads around my house are pitch black at night, and I just hit another car because they were driving around with no lights on. What should I do now?