Expert Advice for Bodily Injury

All Questions on Bodily Injury

Can I let my brother borrow my ATV?
Is it ok for someone to borrow my ATV? It's registered and fully insured. My brother wants to use my extra one this weekend, but I am a little nervous since I have never loaned it out before.
Shannon Martin
Oct 06, 2021
What is the maximum you can get for a bodily injury claim in California?
If someone hits me, how much will their liability pay in medical fees if I'm injured?
Sophie Newman
Jul 02, 2021
Do you need to sue after an accident in Illinois?
I was in a car accident and wasn't at fault. My car is damaged and I also have medical bills from the accident. Will I need to sue the other driver to get the damages covered?
Emily Maracle
Jul 30, 2021
What does 25k/50k/25k mean in my car insurance policy?
What do these numbers apply to in car insurance? I'm seeing these coverage limits on my policy, but I don't know what the slashes or the numbers mean.
Sophie Newman
Nov 26, 2021
What are some symptoms of whiplash from a rear-end collision?
I was in a minor rear-end collision, but I never felt bad physically after it the next day. Fast-forward to a few days later and my neck hurts and I feel strange. I’ve heard it’s whiplash. To that effect, what are some of the symptoms of a collision in regard to whiplash?
Eric Schad
Apr 01, 2022
How long do I have to file an insurance claim?
Is there a time limit to make a car insurance claim? I got into a small collision, but I’ve been swamped lately with work and have yet to contact my insurance company. Is it too late?
Hana Sabah
Oct 01, 2021
What's the difference between bodily injury liability and personal injury protection?
I think I have both, but what is the difference between the two?
Sophie Newman
Jul 03, 2021
Does bodily injury cover medical expenses in Alaska?
How does bodily injury insurance cover medical expenses? I have bodily injury as part of my liability coverage.
Sophie Newman
Mar 09, 2022
How can you prevent whiplash in a car accident?
Can you do anything to prevent whiplash in a car accident? My friend's brother just got whiplash after a bad accident. I'd like to know if there's any way to prevent it from happening.
Joshua Levy
Oct 18, 2021
What is a good amount of car insurance to carry?
My insurance is renewing next month and I'd like to change my coverages. I think I may be underinsured, but I'm not sure. What is a good amount of insurance to carry?
Emily Maracle
Aug 19, 2021
What's the difference between bodily injury liability and personal injury protection in Florida?
Do I need both bodily injury and personal injury on my car insurance? Do they cover the same thing?
Emily Maracle
Jul 06, 2021
What does BI mean?
Every insurance policy has BI listed as a coverage; what does that mean?
Emily Maracle
Jul 09, 2021
What is covered when you submit a bodily injury claim?
Can I submit all of my medical bills to the at fault party's insurance? I was in an accident and not at fault. I had to go to the hospital with injuries. I will also be going to physical therapy weekly.
Emily Maracle
Jul 09, 2021
What's the difference between bodily injury protection and medical payments coverage?
Do I need to get MedPay if I have bodily injury? I live in South Carolina and I already have bodily injury protection through my coverage.
Sophie Newman
Jul 01, 2021
What happens if you don't have bodily injury liability in New Hampshire?
I know it's not required in this state, but what happens if I don't get it? Will it be dangerous not to have it?
Sophie Newman
Jul 03, 2021
How much bodily injury liability should I carry in Maine?
Is 50k per person enough? I have Progressive insurance and I'm curious how much bodily injury liability I should have.
Sophie Newman
Jul 01, 2021
What is a normal settlement amount for pain and suffering?
How much should I ask for in a car settlement? I will be submitting a claim for pain and suffering to an at-fault driver's insurance.
Emily Maracle
Jul 09, 2021
What are head restraints?
I’m studying for my driving test and reading about checking blind spots. The book keeps mentioning something about head restraints being a potential blind spot. What are head restraints?
Sarah Gray
Apr 01, 2022
What type of car insurance do I need to cover damage I may cause?
What type of insurance covers damages I may cause? I just started driving and I'm worried about getting into an accident.
Emily Maracle
Jul 08, 2021
Can I submit a claim or sue for a higher amount than what an at-fault driver's policy allows?
Can I claim the full amount of my medical bills if it exceeds the at-fault driver's limits? Do I need to sue? I was injured and the at fault driver only has $15,000 in bodily injury coverage. My medical bills are $25,000.
Emily Maracle
Jul 09, 2021
How long should I wait for a massage after a car accident?
I was in an accident yesterday, and I had a massage reserved for today. My lower back is also in pain, but I know you shouldn’t get a massage too soon after an accident. How long should I wait to get a massage after a car accident?
Matthew Macgugan
Nov 24, 2021
If I have PIP coverage, why do I need to carry bodily injury coverage?
"If we have to carry PIP, why do we need to have bodily injury too? I live in Pennsylvania and here, every driver has to have PIP coverage. Don't they pay for the same thing?"
Shannon Martin
Jul 28, 2021
What is a bodily injury claim?
When would someone submit a bodily injury claim and what would it cover?
Emily Maracle
Jul 06, 2021
Do you need a different type of boat insurance if you have a yacht?
I have a chance to upgrade my boat to a yacht. I currently have boat insurance. Do I need a new policy for a yacht?
Emily Maracle
Sep 01, 2021
Can you travel in a car with a concussion?
I got a concussion about a week ago and I haven’t had any reason to get in the car since. However, my parents want to go visit my grandparents this weekend and they want me to come. Will it be safe for me to travel in the car?
Liz Jenson
Apr 04, 2022

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