Expert Advice for Bodily Injury

All Questions on Bodily Injury

Do you need a different type of boat insurance if you have a yacht?
I have a chance to upgrade my boat to a yacht. I currently have boat insurance. Do I need a new policy for a yacht?
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Emily Maracle
Sep 01, 2021
What is a good amount of car insurance to carry?
My insurance is renewing next month and I'd like to change my coverages. I think I may be underinsured, but I'm not sure. What is a good amount of insurance to carry?
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Emily Maracle
Aug 19, 2021
Do you need to sue after an accident in Illinois?
I was in a car accident and wasn't at fault. My car is damaged and I also have medical bills from the accident. Will I need to sue the other driver to get the damages covered?
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Emily Maracle
Jul 30, 2021
What is a normal settlement amount for pain and suffering?
How much should I ask for in a car settlement? I will be submitting a claim for pain and suffering to an at-fault driver's insurance.
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Emily Maracle
Jul 09, 2021
Can I submit a claim or sue for a higher amount than what an at-fault driver's policy allows?
Can I claim the full amount of my medical bills if it exceeds the at-fault driver's limits? Do I need to sue? I was injured and the at fault driver only has $15,000 in bodily injury coverage. My medical bills are $25,000.
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Emily Maracle
Jul 09, 2021
What does BI mean?
Every insurance policy has BI listed as a coverage; what does that mean?
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Emily Maracle
Jul 09, 2021
What is covered when you submit a bodily injury claim?
Can I submit all of my medical bills to the at fault party's insurance? I was in an accident and not at fault. I had to go to the hospital with injuries. I will also be going to physical therapy weekly.
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Emily Maracle
Jul 09, 2021
What type of car insurance do I need to cover damage I may cause?
What type of insurance covers damages I may cause? I just started driving and I'm worried about getting into an accident.
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Emily Maracle
Jul 08, 2021
What is a bodily injury claim?
When would someone submit a bodily injury claim and what would it cover?
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Emily Maracle
Jul 06, 2021
What's the difference between bodily injury liability and personal injury protection in Florida?
Do I need both bodily injury and personal injury on my car insurance? Do they cover the same thing?
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Emily Maracle
Jul 06, 2021
What happens if you don't have bodily injury liability in New Hampshire?
I know it's not required in this state, but what happens if I don't get it? Will it be dangerous not to have it?
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Sophie Newman
Jul 03, 2021
What's the difference between bodily injury liability and personal injury protection?
I think I have both, but what is the difference between the two?
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Sophie Newman
Jul 03, 2021
How much bodily injury liability should I carry in Maine?
Is 50k per person enough? I have Progressive insurance and I'm curious how much bodily injury liability I should have.
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Sophie Newman
Jul 01, 2021
What is the maximum you can get for a bodily injury claim in California?
If someone hits me, how much will their liability pay in medical fees if I'm injured?
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Sophie Newman
Jul 02, 2021
What does 25k/50k/25k mean in my car insurance policy?
What do these numbers apply to in car insurance? I'm seeing these coverage limits on my policy, but I don't know what the slashes or the numbers mean.
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Sophie Newman
Jul 01, 2021
Does bodily injury cover medical expenses in Alaska?
How does bodily injury insurance cover medical expenses? I have bodily injury as part of my liability coverage.
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Sophie Newman
Jul 01, 2021
What's the difference between bodily injury protection and medical payments coverage?
Do I need to get MedPay if I have bodily injury? I live in South Carolina and I already have bodily injury protection through my coverage.
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Sophie Newman
Jul 01, 2021
If I have PIP coverage, why do I need to carry bodily injury coverage?
"If we have to carry PIP, why do we need to have bodily injury too? I live in Pennsylvania and here, every driver has to have PIP coverage. Don't they pay for the same thing?"
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Shannon Martin
Jul 28, 2021

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