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What happens to a car seat in an insurance claim?
I'm planning on making a claim on my collision insurance for a recent accident. If my child's car seat was damaged, can I submit it as part of the claim?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Car insurance
typically covers children’s car seats after an accident. Some states even require that car insurance companies replace car seats after an accident. Since you have
collision coverage
, you’re likely able to submit a claim for the car seat along with your vehicle’s damage. If your car insurance doesn’t cover the car seat, you’ll have to pay to replace it out of pocket. That said, consider shopping around once your insurance pays out your claim.
You can look for companies that specifically cover car seats and potentially find a lower rate than what you’re currently paying. If you’d like help finding a new insurance company, try the
Jerry
app. Jerry is a licensed broker that collects quotes from the top insurance providers and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
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