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What credit cards offer rental insurance?

I've heard that some companies offer rental car coverage if you use the card to purchase the rental car. How do I know if I have one?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Most major credit card companies offer
rental car insurance
if you use your card to pay for the booking and reject the rental car company’s collision damage waiver.
Some credit cards, like Chase Sapphire, Capital One, and United, may offer better rental car protection and benefits.
To confirm what benefits are available, you can check with your credit card company or review your card benefits.
If the coverage isn’t sufficient or available, you may need to purchase supplemental coverage through the car rental company. If you have
car insurance
, your policy may also cover a rental car.”
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