What are the penalties for a fake insurance card in Ohio?
My partner has been using a fake insurance card in Ohio for almost a year now because he thinks insurance is overpriced. I keep telling him he’s going to get caught one day—if he does, what are the penalties?
Find out if you’re getting ripped off on your car insurance in less than two minutes.
No spam · No long forms · No fees
Answer provided by
Andrea Barrett
Answered on Jun 06, 2022
Having valid car insurance is mandatory in every state, and if you’re caught with a fake insurance card in Ohio, you may be charged with insurance fraud and face penalties for driving without insurance.
On top of that, you’ll also have your license, vehicle plates, and registration suspended for a first offense. There is a $160 fee to get the plates back—a $100 reinstatement fee, a $50 compliance fee, and a $10 registrar service fee. For three to five years, the state also requires you to file an SR-22.
Any subsequent offenses are subject to harsher penalties, including:
- $360 restoration fee for vehicle registration and license plates and $660 for third offense or more
- License suspension for one year for a second offense and two years for a third or subsequent
- Vehicle and license plates confiscated for 60 days for a second offense
- Vehicle impounded and sold and five-year suspension on registering vehicles for third or subsequent offense
Purchasing car insurance can be expensive, but it’s still cheaper than the fines and hassle of driving without valid insurance. And when you shop for car insurance with Jerry, you’re getting the most affordable rate from top insurers. Jerry users save more than $800 a year on car insurance! Just download the app, answer a few questions, and browse the most competitive quotes.
Here to save on car and home insurance? Great, you do that. We’ll do everything else.
Sign up in under a minute.
No need to fill out forms or shop around. Sign up in 45 seconds to start saving. Jerry does the rest.
Jerry collects and analyzes your current coverage.
Say hello to Jerry, your new insurance agent. We’ll contact your insurance company, review your current plan, then find the coverage that fits your needs and saves you money.
Get the best options before your renewal.
Jerry does all the picky, busy work by comparing prices and coverage from more than 50+ insurance companies. We compare what we find to your current policy and offer you the three best options before every renewal.
Browse by topics
What others are asking
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
