Is non-owner car insurance cheaper than regular liability insurance?

I have a 17-year-old son who needs non-owner car insurance. How would such a plan compare to a policy with standard liability coverage?

Answer
A non-owner car insurance policy would provide your son with liability coverage so he can operate a non-owned car. Because there isn’t a specific car to insure, this type of plan will be cheaper.
Be aware that non owner insurance comes with more restrictions. If your son drives a specific car fairly regularly, he should probably get a standard liability policy instead.
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Carol Chung
Answered on Apr 12, 2021
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