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Is New York an at-fault state?

I’m moving to New York City soon to take a job with a new company. I’m fairly excited, but I also like my time away from people. As such, I’m bringing a car. I know that some states are no-fault states—does this include New York?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
New York is not an at-fault state. It’s one of only 12
no-fault states
in the country. This essentially means that you’re legally required to have
personal injury protection coverage
, which pays for your own medical bills in an accident.
Since you’re moving to a new state, here are the minimum coverages you need in New York:
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