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I'm 17, why is car insurance so expensive for me?
I've never been in an accident or been pulled over. So why do I have to pay so much?
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Looking at statistics, younger drivers are more likely than older, experienced drivers to get in an accident or moving violation. Car insurance companies mitigate their own possible expenses by charging a premium to insure you.
This is a trend across the board—it has been found that drivers aged 16 to 19 pay the highest for car insurance. Don’t fret; you should see your insurance rates go down a lot once you turn 25, and they will continue to decrease after that.
Until then, there are some
discounts
you may be eligible for to help save on your car insurance policy. For example, you can complete a defensive driving course that teaches highway safety and defensive driving. Good students are also eligible for savings on their insurance premiums. Keeping your GPA above a 3.0 can take a significant chunk off your yearly premium.
Young drivers can also save money by staying on their family’s insurance policy. While the savings may not be drastic, most insurance providers will require that each person of driving age living in your household be listed on any policy, whether it be yours or your parents.
The best way to help you and your family save money on your car insurance is to compare rates with multiple companies. Try using the
Jerry
app to make this process easy! Jerry compares rates from the top providers and delivers the best deals to your phone in minutes. And best of all–it’s free.” View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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