How soon should I report a car accident to insurance?

I got into a little fender bender last evening, took the other driver's info, and we both drove off. How soon should I report this accident to insurance?

Answer
Sorry to hear about your accident. It is advised that you report any car accident to your insurance company as soon as possible, regardless of who caused the accident.
Depending on your car insurance company, you may have as little as a day to start the process of filing a claim. The provider you’re working with and what type of claim needs to be filed (i.e., personal injury or property damage) can determine your timeline.
Most insurers only specify that you need to file a car accident claim “promptly” rather than specifying a timeline. Still, you should check the documents you received when you first opened your policy or call your provider directly to make sure there isn’t a strict deadline.
One reason you won’t want to wait to report an accident is that if you are not at-fault but the other party denies hitting you, your insurer will need to launch an investigation of what happened. This can delay the process of getting you the money to repair your car.
If you don’t like the provider you’re working with, Jerry can help you make an easy switch. Download the Jerry app to compare dozens of competitive quotes from top insurers and discover hundreds of dollars in potential savings.
Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free