PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How often can you change your car loan provider?
I just refinanced my car two months ago, but I found another lender that offers an even better rate. Can I refinance with them? Or is there a limit to how many times you can refinance your car loan?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
As long as refinancing makes sense or you can get a better rate, no limit exists on how many times you can refinance your car loan.
Before you refinance (again), double-check to see if it’s really the right move for you. A lower interest rate isn’t the only determinant of whether you should refinance, so consider these other aspects:
- How long you have left on the loan. If it’s less than a year, it’s usually not worth the effort to refinance
- Whether your credit score has improved with the current loan
- If you want to get cash from refinancing
- Whether your income has changed in the last few months, making it harder to pay your current loan
If you’re looking for more ways to save money, consider that you might be overpaying for your car insurance. Use the
Jerry
app to compare quotes in just a few minutes and find a more affordable rate with the same coverage you need.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
