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How much does it cost to insure a kit car?

I'd like to build a kit car to replace my current car. I've heard insurance rates are different for kit cars. How much will it cost to insure a kit car?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“What a fun project!
Car insurance
 rates vary, so it’s good you’re looking into the cost now.
Since a kit car is a specialty vehicle, the most common type of policy you’ll see is agreed value. An agreed value policy is similar to
classic car insurance
.
As classic or collectible cars are worth more than their
actual cash value
, you have to insure them for what they’re worth today. With an agreed value policy, you’d receive that amount if your car is a total loss after an accident.
To figure out the insurance cost for a kit car, you’ll first need to calculate the cost of the parts and labor. With this value, you can begin
requesting car insurance quotes
. Shopping around is the best way to find an average price for insuring your kit car.
If you’d like help, consider the
Jerry
 app. Jerry gathers personalized quotes from up to 50 top insurance providers in seconds! Using Jerry means you’re always getting the best rate for the coverage you require.”
MORE: How different kinds of cars affect your car insurance rates
Car InsuranceCar Insurance QuotesActual Cash Value
View full answer 
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